LTV · monthly repayment
▼ 0.50% · 3.625%
HK$180,890
−HK$11,343/mo
▼ 0.25% · 3.875%
HK$186,517
−HK$5,716/mo
Today · 4.125%
HK$192,233
baseline
▲ 0.50% · 4.625%
HK$203,930
+HK$11,697/mo
Deposit HK$39.66M · loan HK$39.66M · min. income ≈ HK$384,466/mo (50% DSR)
Upfront cash ≈ HK$43.04M (deposit + AVD stamp duty HK$3,371,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,238
−HK$10,873/mo
▼ 0.25% · 3.875%
HK$206,636
−HK$5,475/mo
Today · 4.125%
HK$212,111
baseline
▲ 0.50% · 4.625%
HK$223,291
+HK$11,180/mo
Deposit HK$39.66M · loan HK$39.66M · min. income ≈ HK$424,222/mo (50% DSR)
Upfront cash ≈ HK$43.04M (deposit + AVD stamp duty HK$3,371,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,068
−HK$13,612/mo
▼ 0.25% · 3.875%
HK$223,820
−HK$6,860/mo
Today · 4.125%
HK$230,680
baseline
▲ 0.50% · 4.625%
HK$244,717
+HK$14,037/mo
Deposit HK$31.73M · loan HK$47.60M · min. income ≈ HK$461,360/mo (50% DSR)
Upfront cash ≈ HK$35.10M (deposit + AVD stamp duty HK$3,371,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,486
−HK$13,047/mo
▼ 0.25% · 3.875%
HK$247,963
−HK$6,570/mo
Today · 4.125%
HK$254,533
baseline
▲ 0.50% · 4.625%
HK$267,950
+HK$13,417/mo
Deposit HK$31.73M · loan HK$47.60M · min. income ≈ HK$509,066/mo (50% DSR)
Upfront cash ≈ HK$35.10M (deposit + AVD stamp duty HK$3,371,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,246
−HK$15,881/mo
▼ 0.25% · 3.875%
HK$261,124
−HK$8,003/mo
Today · 4.125%
HK$269,127
baseline
▲ 0.50% · 4.625%
HK$285,503
+HK$16,376/mo
Deposit HK$23.80M · loan HK$55.53M · min. income ≈ HK$538,254/mo (50% DSR)
Upfront cash ≈ HK$27.17M (deposit + AVD stamp duty HK$3,371,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,734
−HK$15,221/mo
▼ 0.25% · 3.875%
HK$289,290
−HK$7,665/mo
Today · 4.125%
HK$296,955
baseline
▲ 0.50% · 4.625%
HK$312,608
+HK$15,653/mo
Deposit HK$23.80M · loan HK$55.53M · min. income ≈ HK$593,910/mo (50% DSR)
Upfront cash ≈ HK$27.17M (deposit + AVD stamp duty HK$3,371,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$325,602
−HK$20,418/mo
▼ 0.25% · 3.875%
HK$335,730
−HK$10,290/mo
Today · 4.125%
HK$346,020
baseline
▲ 0.50% · 4.625%
HK$367,075
+HK$21,055/mo
Deposit HK$7.93M · loan HK$71.40M · min. income ≈ HK$692,040/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$3,371,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$362,229
−HK$19,570/mo
▼ 0.25% · 3.875%
HK$371,944
−HK$9,855/mo
Today · 4.125%
HK$381,799
baseline
▲ 0.50% · 4.625%
HK$401,924
+HK$20,125/mo
Deposit HK$7.93M · loan HK$71.40M · min. income ≈ HK$763,598/mo (50% DSR)
Upfront cash ≈ HK$11.30M (deposit + AVD stamp duty HK$3,371,476 · Scale 2, in force from 26 Feb 2026)