LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,090
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$18,652
−HK$572/mo
Today · 4.125%
HK$19,224
baseline
▲ 0.50% · 4.625%
HK$20,394
+HK$1,170/mo
Deposit HK$3.97M · loan HK$3.97M · min. income ≈ HK$38,448/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$237,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,125
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$20,664
−HK$548/mo
Today · 4.125%
HK$21,212
baseline
▲ 0.50% · 4.625%
HK$22,330
+HK$1,118/mo
Deposit HK$3.97M · loan HK$3.97M · min. income ≈ HK$42,424/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$237,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,708
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,383
−HK$686/mo
Today · 4.125%
HK$23,069
baseline
▲ 0.50% · 4.625%
HK$24,473
+HK$1,404/mo
Deposit HK$3.17M · loan HK$4.76M · min. income ≈ HK$46,138/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$237,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,149
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,797
−HK$657/mo
Today · 4.125%
HK$25,454
baseline
▲ 0.50% · 4.625%
HK$26,796
+HK$1,342/mo
Deposit HK$3.17M · loan HK$4.76M · min. income ≈ HK$50,908/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$237,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,326
−HK$1,588/mo
▼ 0.25% · 3.875%
HK$26,113
−HK$801/mo
Today · 4.125%
HK$26,914
baseline
▲ 0.50% · 4.625%
HK$28,551
+HK$1,637/mo
Deposit HK$2.38M · loan HK$5.55M · min. income ≈ HK$53,828/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$237,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,174
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$28,930
−HK$767/mo
Today · 4.125%
HK$29,697
baseline
▲ 0.50% · 4.625%
HK$31,262
+HK$1,565/mo
Deposit HK$2.38M · loan HK$5.55M · min. income ≈ HK$59,394/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$237,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,561
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$33,574
−HK$1,029/mo
Today · 4.125%
HK$34,603
baseline
▲ 0.50% · 4.625%
HK$36,709
+HK$2,106/mo
Deposit HK$793K · loan HK$7.14M · min. income ≈ HK$69,206/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,224
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$37,196
−HK$985/mo
Today · 4.125%
HK$38,181
baseline
▲ 0.50% · 4.625%
HK$40,194
+HK$2,013/mo
Deposit HK$793K · loan HK$7.14M · min. income ≈ HK$76,362/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,996 · Scale 2, in force from 26 Feb 2026)