LTV · monthly repayment
▼ 0.50% · 3.625%
HK$180,946
−HK$11,347/mo
▼ 0.25% · 3.875%
HK$186,574
−HK$5,719/mo
Today · 4.125%
HK$192,293
baseline
▲ 0.50% · 4.625%
HK$203,993
+HK$11,700/mo
Deposit HK$39.68M · loan HK$39.68M · min. income ≈ HK$384,586/mo (50% DSR)
Upfront cash ≈ HK$43.05M (deposit + AVD stamp duty HK$3,372,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,300
−HK$10,876/mo
▼ 0.25% · 3.875%
HK$206,699
−HK$5,477/mo
Today · 4.125%
HK$212,176
baseline
▲ 0.50% · 4.625%
HK$223,360
+HK$11,184/mo
Deposit HK$39.68M · loan HK$39.68M · min. income ≈ HK$424,352/mo (50% DSR)
Upfront cash ≈ HK$43.05M (deposit + AVD stamp duty HK$3,372,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,135
−HK$13,616/mo
▼ 0.25% · 3.875%
HK$223,889
−HK$6,862/mo
Today · 4.125%
HK$230,751
baseline
▲ 0.50% · 4.625%
HK$244,792
+HK$14,041/mo
Deposit HK$31.74M · loan HK$47.61M · min. income ≈ HK$461,502/mo (50% DSR)
Upfront cash ≈ HK$35.11M (deposit + AVD stamp duty HK$3,372,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,560
−HK$13,051/mo
▼ 0.25% · 3.875%
HK$248,039
−HK$6,572/mo
Today · 4.125%
HK$254,611
baseline
▲ 0.50% · 4.625%
HK$268,032
+HK$13,421/mo
Deposit HK$31.74M · loan HK$47.61M · min. income ≈ HK$509,222/mo (50% DSR)
Upfront cash ≈ HK$35.11M (deposit + AVD stamp duty HK$3,372,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,324
−HK$15,886/mo
▼ 0.25% · 3.875%
HK$261,204
−HK$8,006/mo
Today · 4.125%
HK$269,210
baseline
▲ 0.50% · 4.625%
HK$285,590
+HK$16,380/mo
Deposit HK$23.81M · loan HK$55.55M · min. income ≈ HK$538,420/mo (50% DSR)
Upfront cash ≈ HK$27.18M (deposit + AVD stamp duty HK$3,372,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,820
−HK$15,226/mo
▼ 0.25% · 3.875%
HK$289,379
−HK$7,667/mo
Today · 4.125%
HK$297,046
baseline
▲ 0.50% · 4.625%
HK$312,704
+HK$15,658/mo
Deposit HK$23.81M · loan HK$55.55M · min. income ≈ HK$594,092/mo (50% DSR)
Upfront cash ≈ HK$27.18M (deposit + AVD stamp duty HK$3,372,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$325,702
−HK$20,425/mo
▼ 0.25% · 3.875%
HK$335,833
−HK$10,294/mo
Today · 4.125%
HK$346,127
baseline
▲ 0.50% · 4.625%
HK$367,188
+HK$21,061/mo
Deposit HK$7.94M · loan HK$71.42M · min. income ≈ HK$692,254/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$3,372,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$362,340
−HK$19,577/mo
▼ 0.25% · 3.875%
HK$372,058
−HK$9,859/mo
Today · 4.125%
HK$381,917
baseline
▲ 0.50% · 4.625%
HK$402,048
+HK$20,131/mo
Deposit HK$7.94M · loan HK$71.42M · min. income ≈ HK$763,834/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$3,372,512 · Scale 2, in force from 26 Feb 2026)