LTV · monthly repayment
▼ 0.50% · 3.625%
HK$180,976
−HK$11,349/mo
▼ 0.25% · 3.875%
HK$186,606
−HK$5,719/mo
Today · 4.125%
HK$192,325
baseline
▲ 0.50% · 4.625%
HK$204,027
+HK$11,702/mo
Deposit HK$39.68M · loan HK$39.68M · min. income ≈ HK$384,650/mo (50% DSR)
Upfront cash ≈ HK$43.06M (deposit + AVD stamp duty HK$3,373,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,334
−HK$10,878/mo
▼ 0.25% · 3.875%
HK$206,734
−HK$5,478/mo
Today · 4.125%
HK$212,212
baseline
▲ 0.50% · 4.625%
HK$223,398
+HK$11,186/mo
Deposit HK$39.68M · loan HK$39.68M · min. income ≈ HK$424,424/mo (50% DSR)
Upfront cash ≈ HK$43.06M (deposit + AVD stamp duty HK$3,373,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,171
−HK$13,619/mo
▼ 0.25% · 3.875%
HK$223,927
−HK$6,863/mo
Today · 4.125%
HK$230,790
baseline
▲ 0.50% · 4.625%
HK$244,833
+HK$14,043/mo
Deposit HK$31.75M · loan HK$47.62M · min. income ≈ HK$461,580/mo (50% DSR)
Upfront cash ≈ HK$35.12M (deposit + AVD stamp duty HK$3,373,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,601
−HK$13,053/mo
▼ 0.25% · 3.875%
HK$248,081
−HK$6,573/mo
Today · 4.125%
HK$254,654
baseline
▲ 0.50% · 4.625%
HK$268,077
+HK$13,423/mo
Deposit HK$31.75M · loan HK$47.62M · min. income ≈ HK$509,308/mo (50% DSR)
Upfront cash ≈ HK$35.12M (deposit + AVD stamp duty HK$3,373,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,367
−HK$15,888/mo
▼ 0.25% · 3.875%
HK$261,248
−HK$8,007/mo
Today · 4.125%
HK$269,255
baseline
▲ 0.50% · 4.625%
HK$285,638
+HK$16,383/mo
Deposit HK$23.81M · loan HK$55.56M · min. income ≈ HK$538,510/mo (50% DSR)
Upfront cash ≈ HK$27.18M (deposit + AVD stamp duty HK$3,373,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,868
−HK$15,228/mo
▼ 0.25% · 3.875%
HK$289,427
−HK$7,669/mo
Today · 4.125%
HK$297,096
baseline
▲ 0.50% · 4.625%
HK$312,757
+HK$15,661/mo
Deposit HK$23.81M · loan HK$55.56M · min. income ≈ HK$594,192/mo (50% DSR)
Upfront cash ≈ HK$27.18M (deposit + AVD stamp duty HK$3,373,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$325,757
−HK$20,428/mo
▼ 0.25% · 3.875%
HK$335,890
−HK$10,295/mo
Today · 4.125%
HK$346,185
baseline
▲ 0.50% · 4.625%
HK$367,249
+HK$21,064/mo
Deposit HK$7.94M · loan HK$71.43M · min. income ≈ HK$692,370/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$3,373,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$362,402
−HK$19,579/mo
▼ 0.25% · 3.875%
HK$372,121
−HK$9,860/mo
Today · 4.125%
HK$381,981
baseline
▲ 0.50% · 4.625%
HK$402,116
+HK$20,135/mo
Deposit HK$7.94M · loan HK$71.43M · min. income ≈ HK$763,962/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$3,373,080 · Scale 2, in force from 26 Feb 2026)