LTV · monthly repayment
▼ 0.50% · 3.625%
HK$180,981
−HK$11,349/mo
▼ 0.25% · 3.875%
HK$186,611
−HK$5,719/mo
Today · 4.125%
HK$192,330
baseline
▲ 0.50% · 4.625%
HK$204,033
+HK$11,703/mo
Deposit HK$39.68M · loan HK$39.68M · min. income ≈ HK$384,660/mo (50% DSR)
Upfront cash ≈ HK$43.06M (deposit + AVD stamp duty HK$3,373,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,340
−HK$10,878/mo
▼ 0.25% · 3.875%
HK$206,740
−HK$5,478/mo
Today · 4.125%
HK$212,218
baseline
▲ 0.50% · 4.625%
HK$223,404
+HK$11,186/mo
Deposit HK$39.68M · loan HK$39.68M · min. income ≈ HK$424,436/mo (50% DSR)
Upfront cash ≈ HK$43.06M (deposit + AVD stamp duty HK$3,373,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,178
−HK$13,619/mo
▼ 0.25% · 3.875%
HK$223,933
−HK$6,864/mo
Today · 4.125%
HK$230,797
baseline
▲ 0.50% · 4.625%
HK$244,840
+HK$14,043/mo
Deposit HK$31.75M · loan HK$47.62M · min. income ≈ HK$461,594/mo (50% DSR)
Upfront cash ≈ HK$35.12M (deposit + AVD stamp duty HK$3,373,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,608
−HK$13,053/mo
▼ 0.25% · 3.875%
HK$248,088
−HK$6,573/mo
Today · 4.125%
HK$254,661
baseline
▲ 0.50% · 4.625%
HK$268,085
+HK$13,424/mo
Deposit HK$31.75M · loan HK$47.62M · min. income ≈ HK$509,322/mo (50% DSR)
Upfront cash ≈ HK$35.12M (deposit + AVD stamp duty HK$3,373,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,374
−HK$15,889/mo
▼ 0.25% · 3.875%
HK$261,255
−HK$8,008/mo
Today · 4.125%
HK$269,263
baseline
▲ 0.50% · 4.625%
HK$285,647
+HK$16,384/mo
Deposit HK$23.81M · loan HK$55.56M · min. income ≈ HK$538,526/mo (50% DSR)
Upfront cash ≈ HK$27.18M (deposit + AVD stamp duty HK$3,373,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$281,876
−HK$15,229/mo
▼ 0.25% · 3.875%
HK$289,436
−HK$7,669/mo
Today · 4.125%
HK$297,105
baseline
▲ 0.50% · 4.625%
HK$312,766
+HK$15,661/mo
Deposit HK$23.81M · loan HK$55.56M · min. income ≈ HK$594,210/mo (50% DSR)
Upfront cash ≈ HK$27.18M (deposit + AVD stamp duty HK$3,373,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$325,766
−HK$20,429/mo
▼ 0.25% · 3.875%
HK$335,900
−HK$10,295/mo
Today · 4.125%
HK$346,195
baseline
▲ 0.50% · 4.625%
HK$367,260
+HK$21,065/mo
Deposit HK$7.94M · loan HK$71.43M · min. income ≈ HK$692,390/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$3,373,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$362,412
−HK$19,580/mo
▼ 0.25% · 3.875%
HK$372,132
−HK$9,860/mo
Today · 4.125%
HK$381,992
baseline
▲ 0.50% · 4.625%
HK$402,127
+HK$20,135/mo
Deposit HK$7.94M · loan HK$71.43M · min. income ≈ HK$763,984/mo (50% DSR)
Upfront cash ≈ HK$11.31M (deposit + AVD stamp duty HK$3,373,177 · Scale 2, in force from 26 Feb 2026)