LTV · monthly repayment
▼ 0.50% · 3.625%
HK$181,111
−HK$11,357/mo
▼ 0.25% · 3.875%
HK$186,744
−HK$5,724/mo
Today · 4.125%
HK$192,468
baseline
▲ 0.50% · 4.625%
HK$204,179
+HK$11,711/mo
Deposit HK$39.71M · loan HK$39.71M · min. income ≈ HK$384,936/mo (50% DSR)
Upfront cash ≈ HK$43.09M (deposit + AVD stamp duty HK$3,375,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,484
−HK$10,886/mo
▼ 0.25% · 3.875%
HK$206,888
−HK$5,482/mo
Today · 4.125%
HK$212,370
baseline
▲ 0.50% · 4.625%
HK$223,564
+HK$11,194/mo
Deposit HK$39.71M · loan HK$39.71M · min. income ≈ HK$424,740/mo (50% DSR)
Upfront cash ≈ HK$43.09M (deposit + AVD stamp duty HK$3,375,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,333
−HK$13,629/mo
▼ 0.25% · 3.875%
HK$224,093
−HK$6,869/mo
Today · 4.125%
HK$230,962
baseline
▲ 0.50% · 4.625%
HK$245,015
+HK$14,053/mo
Deposit HK$31.77M · loan HK$47.66M · min. income ≈ HK$461,924/mo (50% DSR)
Upfront cash ≈ HK$35.15M (deposit + AVD stamp duty HK$3,375,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,781
−HK$13,063/mo
▼ 0.25% · 3.875%
HK$248,265
−HK$6,579/mo
Today · 4.125%
HK$254,844
baseline
▲ 0.50% · 4.625%
HK$268,277
+HK$13,433/mo
Deposit HK$31.77M · loan HK$47.66M · min. income ≈ HK$509,688/mo (50% DSR)
Upfront cash ≈ HK$35.15M (deposit + AVD stamp duty HK$3,375,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,555
−HK$15,900/mo
▼ 0.25% · 3.875%
HK$261,442
−HK$8,013/mo
Today · 4.125%
HK$269,455
baseline
▲ 0.50% · 4.625%
HK$285,851
+HK$16,396/mo
Deposit HK$23.83M · loan HK$55.60M · min. income ≈ HK$538,910/mo (50% DSR)
Upfront cash ≈ HK$27.20M (deposit + AVD stamp duty HK$3,375,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,078
−HK$15,239/mo
▼ 0.25% · 3.875%
HK$289,643
−HK$7,674/mo
Today · 4.125%
HK$297,317
baseline
▲ 0.50% · 4.625%
HK$312,989
+HK$15,672/mo
Deposit HK$23.83M · loan HK$55.60M · min. income ≈ HK$594,634/mo (50% DSR)
Upfront cash ≈ HK$27.20M (deposit + AVD stamp duty HK$3,375,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$326,000
−HK$20,443/mo
▼ 0.25% · 3.875%
HK$336,140
−HK$10,303/mo
Today · 4.125%
HK$346,443
baseline
▲ 0.50% · 4.625%
HK$367,523
+HK$21,080/mo
Deposit HK$7.94M · loan HK$71.48M · min. income ≈ HK$692,886/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$3,375,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$362,671
−HK$19,594/mo
▼ 0.25% · 3.875%
HK$372,398
−HK$9,867/mo
Today · 4.125%
HK$382,265
baseline
▲ 0.50% · 4.625%
HK$402,415
+HK$20,150/mo
Deposit HK$7.94M · loan HK$71.48M · min. income ≈ HK$764,530/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$3,375,591 · Scale 2, in force from 26 Feb 2026)