LTV · monthly repayment
▼ 0.50% · 3.625%
HK$181,200
−HK$11,362/mo
▼ 0.25% · 3.875%
HK$186,836
−HK$5,726/mo
Today · 4.125%
HK$192,562
baseline
▲ 0.50% · 4.625%
HK$204,279
+HK$11,717/mo
Deposit HK$39.73M · loan HK$39.73M · min. income ≈ HK$385,124/mo (50% DSR)
Upfront cash ≈ HK$43.11M (deposit + AVD stamp duty HK$3,377,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,583
−HK$10,891/mo
▼ 0.25% · 3.875%
HK$206,989
−HK$5,485/mo
Today · 4.125%
HK$212,474
baseline
▲ 0.50% · 4.625%
HK$223,673
+HK$11,199/mo
Deposit HK$39.73M · loan HK$39.73M · min. income ≈ HK$424,948/mo (50% DSR)
Upfront cash ≈ HK$43.11M (deposit + AVD stamp duty HK$3,377,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,440
−HK$13,635/mo
▼ 0.25% · 3.875%
HK$224,203
−HK$6,872/mo
Today · 4.125%
HK$231,075
baseline
▲ 0.50% · 4.625%
HK$245,135
+HK$14,060/mo
Deposit HK$31.79M · loan HK$47.68M · min. income ≈ HK$462,150/mo (50% DSR)
Upfront cash ≈ HK$35.16M (deposit + AVD stamp duty HK$3,377,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,899
−HK$13,069/mo
▼ 0.25% · 3.875%
HK$248,387
−HK$6,581/mo
Today · 4.125%
HK$254,968
baseline
▲ 0.50% · 4.625%
HK$268,408
+HK$13,440/mo
Deposit HK$31.79M · loan HK$47.68M · min. income ≈ HK$509,936/mo (50% DSR)
Upfront cash ≈ HK$35.16M (deposit + AVD stamp duty HK$3,377,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$253,680
−HK$15,907/mo
▼ 0.25% · 3.875%
HK$261,570
−HK$8,017/mo
Today · 4.125%
HK$269,587
baseline
▲ 0.50% · 4.625%
HK$285,991
+HK$16,404/mo
Deposit HK$23.84M · loan HK$55.63M · min. income ≈ HK$539,174/mo (50% DSR)
Upfront cash ≈ HK$27.22M (deposit + AVD stamp duty HK$3,377,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$282,216
−HK$15,247/mo
▼ 0.25% · 3.875%
HK$289,785
−HK$7,678/mo
Today · 4.125%
HK$297,463
baseline
▲ 0.50% · 4.625%
HK$313,143
+HK$15,680/mo
Deposit HK$23.84M · loan HK$55.63M · min. income ≈ HK$594,926/mo (50% DSR)
Upfront cash ≈ HK$27.22M (deposit + AVD stamp duty HK$3,377,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$326,159
−HK$20,453/mo
▼ 0.25% · 3.875%
HK$336,305
−HK$10,307/mo
Today · 4.125%
HK$346,612
baseline
▲ 0.50% · 4.625%
HK$367,703
+HK$21,091/mo
Deposit HK$7.95M · loan HK$71.52M · min. income ≈ HK$693,224/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$3,377,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$362,849
−HK$19,604/mo
▼ 0.25% · 3.875%
HK$372,580
−HK$9,873/mo
Today · 4.125%
HK$382,453
baseline
▲ 0.50% · 4.625%
HK$402,612
+HK$20,159/mo
Deposit HK$7.95M · loan HK$71.52M · min. income ≈ HK$764,906/mo (50% DSR)
Upfront cash ≈ HK$11.32M (deposit + AVD stamp duty HK$3,377,245 · Scale 2, in force from 26 Feb 2026)