LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,130
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$18,694
−HK$573/mo
Today · 4.125%
HK$19,267
baseline
▲ 0.50% · 4.625%
HK$20,439
+HK$1,172/mo
Deposit HK$3.98M · loan HK$3.98M · min. income ≈ HK$38,534/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$238,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,170
−HK$1,089/mo
▼ 0.25% · 3.875%
HK$20,710
−HK$549/mo
Today · 4.125%
HK$21,259
baseline
▲ 0.50% · 4.625%
HK$22,380
+HK$1,121/mo
Deposit HK$3.98M · loan HK$3.98M · min. income ≈ HK$42,518/mo (50% DSR)
Upfront cash ≈ HK$4.21M (deposit + AVD stamp duty HK$238,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,756
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,433
−HK$687/mo
Today · 4.125%
HK$23,120
baseline
▲ 0.50% · 4.625%
HK$24,527
+HK$1,407/mo
Deposit HK$3.18M · loan HK$4.77M · min. income ≈ HK$46,240/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,203
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,853
−HK$658/mo
Today · 4.125%
HK$25,511
baseline
▲ 0.50% · 4.625%
HK$26,856
+HK$1,345/mo
Deposit HK$3.18M · loan HK$4.77M · min. income ≈ HK$51,022/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,382
−HK$1,592/mo
▼ 0.25% · 3.875%
HK$26,172
−HK$802/mo
Today · 4.125%
HK$26,974
baseline
▲ 0.50% · 4.625%
HK$28,615
+HK$1,641/mo
Deposit HK$2.39M · loan HK$5.57M · min. income ≈ HK$53,948/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$238,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,237
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$28,995
−HK$768/mo
Today · 4.125%
HK$29,763
baseline
▲ 0.50% · 4.625%
HK$31,332
+HK$1,569/mo
Deposit HK$2.39M · loan HK$5.57M · min. income ≈ HK$59,526/mo (50% DSR)
Upfront cash ≈ HK$2.62M (deposit + AVD stamp duty HK$238,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,634
−HK$2,047/mo
▼ 0.25% · 3.875%
HK$33,649
−HK$1,032/mo
Today · 4.125%
HK$34,681
baseline
▲ 0.50% · 4.625%
HK$36,791
+HK$2,110/mo
Deposit HK$795K · loan HK$7.16M · min. income ≈ HK$69,362/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,305
−HK$1,962/mo
▼ 0.25% · 3.875%
HK$37,279
−HK$988/mo
Today · 4.125%
HK$38,267
baseline
▲ 0.50% · 4.625%
HK$40,284
+HK$2,017/mo
Deposit HK$795K · loan HK$7.16M · min. income ≈ HK$76,534/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,527 · Scale 2, in force from 26 Feb 2026)