LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,145
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$18,709
−HK$573/mo
Today · 4.125%
HK$19,282
baseline
▲ 0.50% · 4.625%
HK$20,456
+HK$1,174/mo
Deposit HK$3.98M · loan HK$3.98M · min. income ≈ HK$38,564/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$238,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,186
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$20,727
−HK$549/mo
Today · 4.125%
HK$21,276
baseline
▲ 0.50% · 4.625%
HK$22,398
+HK$1,122/mo
Deposit HK$3.98M · loan HK$3.98M · min. income ≈ HK$42,552/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$238,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,774
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$22,451
−HK$688/mo
Today · 4.125%
HK$23,139
baseline
▲ 0.50% · 4.625%
HK$24,547
+HK$1,408/mo
Deposit HK$3.18M · loan HK$4.77M · min. income ≈ HK$46,278/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,223
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,872
−HK$659/mo
Today · 4.125%
HK$25,531
baseline
▲ 0.50% · 4.625%
HK$26,877
+HK$1,346/mo
Deposit HK$3.18M · loan HK$4.77M · min. income ≈ HK$51,062/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,402
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$26,193
−HK$802/mo
Today · 4.125%
HK$26,995
baseline
▲ 0.50% · 4.625%
HK$28,638
+HK$1,643/mo
Deposit HK$2.39M · loan HK$5.57M · min. income ≈ HK$53,990/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$238,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,260
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$29,018
−HK$769/mo
Today · 4.125%
HK$29,787
baseline
▲ 0.50% · 4.625%
HK$31,357
+HK$1,570/mo
Deposit HK$2.39M · loan HK$5.57M · min. income ≈ HK$59,574/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$238,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,660
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,676
−HK$1,032/mo
Today · 4.125%
HK$34,708
baseline
▲ 0.50% · 4.625%
HK$36,820
+HK$2,112/mo
Deposit HK$796K · loan HK$7.16M · min. income ≈ HK$69,416/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,334
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,309
−HK$988/mo
Today · 4.125%
HK$38,297
baseline
▲ 0.50% · 4.625%
HK$40,316
+HK$2,019/mo
Deposit HK$796K · loan HK$7.16M · min. income ≈ HK$76,594/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,718 · Scale 2, in force from 26 Feb 2026)