LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,147
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$18,712
−HK$573/mo
Today · 4.125%
HK$19,285
baseline
▲ 0.50% · 4.625%
HK$20,458
+HK$1,173/mo
Deposit HK$3.98M · loan HK$3.98M · min. income ≈ HK$38,570/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$238,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,188
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$20,730
−HK$549/mo
Today · 4.125%
HK$21,279
baseline
▲ 0.50% · 4.625%
HK$22,401
+HK$1,122/mo
Deposit HK$3.98M · loan HK$3.98M · min. income ≈ HK$42,558/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$238,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,776
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$22,454
−HK$688/mo
Today · 4.125%
HK$23,142
baseline
▲ 0.50% · 4.625%
HK$24,550
+HK$1,408/mo
Deposit HK$3.18M · loan HK$4.78M · min. income ≈ HK$46,284/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,226
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$24,876
−HK$659/mo
Today · 4.125%
HK$25,535
baseline
▲ 0.50% · 4.625%
HK$26,881
+HK$1,346/mo
Deposit HK$3.18M · loan HK$4.78M · min. income ≈ HK$51,070/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$238,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,406
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$26,196
−HK$803/mo
Today · 4.125%
HK$26,999
baseline
▲ 0.50% · 4.625%
HK$28,642
+HK$1,643/mo
Deposit HK$2.39M · loan HK$5.57M · min. income ≈ HK$53,998/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$238,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,264
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$29,022
−HK$769/mo
Today · 4.125%
HK$29,791
baseline
▲ 0.50% · 4.625%
HK$31,361
+HK$1,570/mo
Deposit HK$2.39M · loan HK$5.57M · min. income ≈ HK$59,582/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$238,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,665
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$33,681
−HK$1,032/mo
Today · 4.125%
HK$34,713
baseline
▲ 0.50% · 4.625%
HK$36,825
+HK$2,112/mo
Deposit HK$796K · loan HK$7.16M · min. income ≈ HK$69,426/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,339
−HK$1,963/mo
▼ 0.25% · 3.875%
HK$37,314
−HK$988/mo
Today · 4.125%
HK$38,302
baseline
▲ 0.50% · 4.625%
HK$40,321
+HK$2,019/mo
Deposit HK$796K · loan HK$7.16M · min. income ≈ HK$76,604/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$238,751 · Scale 2, in force from 26 Feb 2026)