LTV · monthly repayment
▼ 0.50% · 3.625%
HK$181,777
−HK$11,398/mo
▼ 0.25% · 3.875%
HK$187,431
−HK$5,744/mo
Today · 4.125%
HK$193,175
baseline
▲ 0.50% · 4.625%
HK$204,930
+HK$11,755/mo
Deposit HK$39.86M · loan HK$39.86M · min. income ≈ HK$386,350/mo (50% DSR)
Upfront cash ≈ HK$43.25M (deposit + AVD stamp duty HK$3,387,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,225
−HK$10,925/mo
▼ 0.25% · 3.875%
HK$207,648
−HK$5,502/mo
Today · 4.125%
HK$213,150
baseline
▲ 0.50% · 4.625%
HK$224,386
+HK$11,236/mo
Deposit HK$39.86M · loan HK$39.86M · min. income ≈ HK$426,300/mo (50% DSR)
Upfront cash ≈ HK$43.25M (deposit + AVD stamp duty HK$3,387,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,132
−HK$13,679/mo
▼ 0.25% · 3.875%
HK$224,917
−HK$6,894/mo
Today · 4.125%
HK$231,811
baseline
▲ 0.50% · 4.625%
HK$245,916
+HK$14,105/mo
Deposit HK$31.89M · loan HK$47.83M · min. income ≈ HK$463,622/mo (50% DSR)
Upfront cash ≈ HK$35.28M (deposit + AVD stamp duty HK$3,387,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,669
−HK$13,111/mo
▼ 0.25% · 3.875%
HK$249,178
−HK$6,602/mo
Today · 4.125%
HK$255,780
baseline
▲ 0.50% · 4.625%
HK$269,263
+HK$13,483/mo
Deposit HK$31.89M · loan HK$47.83M · min. income ≈ HK$511,560/mo (50% DSR)
Upfront cash ≈ HK$35.28M (deposit + AVD stamp duty HK$3,387,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,487
−HK$15,959/mo
▼ 0.25% · 3.875%
HK$262,403
−HK$8,043/mo
Today · 4.125%
HK$270,446
baseline
▲ 0.50% · 4.625%
HK$286,902
+HK$16,456/mo
Deposit HK$23.92M · loan HK$55.80M · min. income ≈ HK$540,892/mo (50% DSR)
Upfront cash ≈ HK$27.30M (deposit + AVD stamp duty HK$3,387,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,114
−HK$15,296/mo
▼ 0.25% · 3.875%
HK$290,707
−HK$7,703/mo
Today · 4.125%
HK$298,410
baseline
▲ 0.50% · 4.625%
HK$314,140
+HK$15,730/mo
Deposit HK$23.92M · loan HK$55.80M · min. income ≈ HK$596,820/mo (50% DSR)
Upfront cash ≈ HK$27.30M (deposit + AVD stamp duty HK$3,387,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$327,198
−HK$20,518/mo
▼ 0.25% · 3.875%
HK$337,375
−HK$10,341/mo
Today · 4.125%
HK$347,716
baseline
▲ 0.50% · 4.625%
HK$368,874
+HK$21,158/mo
Deposit HK$7.97M · loan HK$71.75M · min. income ≈ HK$695,432/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$3,387,997 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$364,004
−HK$19,666/mo
▼ 0.25% · 3.875%
HK$373,767
−HK$9,903/mo
Today · 4.125%
HK$383,670
baseline
▲ 0.50% · 4.625%
HK$403,894
+HK$20,224/mo
Deposit HK$7.97M · loan HK$71.75M · min. income ≈ HK$767,340/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$3,387,997 · Scale 2, in force from 26 Feb 2026)