LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,187
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$18,752
−HK$575/mo
Today · 4.125%
HK$19,327
baseline
▲ 0.50% · 4.625%
HK$20,503
+HK$1,176/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$38,654/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,232
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$20,775
−HK$550/mo
Today · 4.125%
HK$21,325
baseline
▲ 0.50% · 4.625%
HK$22,450
+HK$1,125/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$42,650/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,824
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$22,503
−HK$689/mo
Today · 4.125%
HK$23,192
baseline
▲ 0.50% · 4.625%
HK$24,604
+HK$1,412/mo
Deposit HK$3.19M · loan HK$4.79M · min. income ≈ HK$46,384/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,279
−HK$1,311/mo
▼ 0.25% · 3.875%
HK$24,930
−HK$660/mo
Today · 4.125%
HK$25,590
baseline
▲ 0.50% · 4.625%
HK$26,939
+HK$1,349/mo
Deposit HK$3.19M · loan HK$4.79M · min. income ≈ HK$51,180/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,461
−HK$1,597/mo
▼ 0.25% · 3.875%
HK$26,253
−HK$805/mo
Today · 4.125%
HK$27,058
baseline
▲ 0.50% · 4.625%
HK$28,704
+HK$1,646/mo
Deposit HK$2.39M · loan HK$5.58M · min. income ≈ HK$54,116/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,325
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$29,085
−HK$771/mo
Today · 4.125%
HK$29,856
baseline
▲ 0.50% · 4.625%
HK$31,429
+HK$1,573/mo
Deposit HK$2.39M · loan HK$5.58M · min. income ≈ HK$59,712/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,736
−HK$2,053/mo
▼ 0.25% · 3.875%
HK$33,754
−HK$1,035/mo
Today · 4.125%
HK$34,789
baseline
▲ 0.50% · 4.625%
HK$36,905
+HK$2,116/mo
Deposit HK$798K · loan HK$7.18M · min. income ≈ HK$69,578/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,418
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,395
−HK$991/mo
Today · 4.125%
HK$38,386
baseline
▲ 0.50% · 4.625%
HK$40,409
+HK$2,023/mo
Deposit HK$798K · loan HK$7.18M · min. income ≈ HK$76,772/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,270 · Scale 2, in force from 26 Feb 2026)