LTV · monthly repayment
▼ 0.50% · 3.625%
HK$181,869
−HK$11,405/mo
▼ 0.25% · 3.875%
HK$187,527
−HK$5,747/mo
Today · 4.125%
HK$193,274
baseline
▲ 0.50% · 4.625%
HK$205,034
+HK$11,760/mo
Deposit HK$39.88M · loan HK$39.88M · min. income ≈ HK$386,548/mo (50% DSR)
Upfront cash ≈ HK$43.27M (deposit + AVD stamp duty HK$3,389,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,328
−HK$10,931/mo
▼ 0.25% · 3.875%
HK$207,754
−HK$5,505/mo
Today · 4.125%
HK$213,259
baseline
▲ 0.50% · 4.625%
HK$224,500
+HK$11,241/mo
Deposit HK$39.88M · loan HK$39.88M · min. income ≈ HK$426,518/mo (50% DSR)
Upfront cash ≈ HK$43.27M (deposit + AVD stamp duty HK$3,389,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,243
−HK$13,686/mo
▼ 0.25% · 3.875%
HK$225,032
−HK$6,897/mo
Today · 4.125%
HK$231,929
baseline
▲ 0.50% · 4.625%
HK$246,041
+HK$14,112/mo
Deposit HK$31.90M · loan HK$47.85M · min. income ≈ HK$463,858/mo (50% DSR)
Upfront cash ≈ HK$35.29M (deposit + AVD stamp duty HK$3,389,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,793
−HK$13,118/mo
▼ 0.25% · 3.875%
HK$249,305
−HK$6,606/mo
Today · 4.125%
HK$255,911
baseline
▲ 0.50% · 4.625%
HK$269,400
+HK$13,489/mo
Deposit HK$31.90M · loan HK$47.85M · min. income ≈ HK$511,822/mo (50% DSR)
Upfront cash ≈ HK$35.29M (deposit + AVD stamp duty HK$3,389,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,617
−HK$15,967/mo
▼ 0.25% · 3.875%
HK$262,537
−HK$8,047/mo
Today · 4.125%
HK$270,584
baseline
▲ 0.50% · 4.625%
HK$287,048
+HK$16,464/mo
Deposit HK$23.93M · loan HK$55.83M · min. income ≈ HK$541,168/mo (50% DSR)
Upfront cash ≈ HK$27.32M (deposit + AVD stamp duty HK$3,389,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,259
−HK$15,304/mo
▼ 0.25% · 3.875%
HK$290,856
−HK$7,707/mo
Today · 4.125%
HK$298,563
baseline
▲ 0.50% · 4.625%
HK$314,300
+HK$15,737/mo
Deposit HK$23.93M · loan HK$55.83M · min. income ≈ HK$597,126/mo (50% DSR)
Upfront cash ≈ HK$27.32M (deposit + AVD stamp duty HK$3,389,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$327,365
−HK$20,528/mo
▼ 0.25% · 3.875%
HK$337,548
−HK$10,345/mo
Today · 4.125%
HK$347,893
baseline
▲ 0.50% · 4.625%
HK$369,062
+HK$21,169/mo
Deposit HK$7.98M · loan HK$71.78M · min. income ≈ HK$695,786/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$3,389,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$364,190
−HK$19,676/mo
▼ 0.25% · 3.875%
HK$373,957
−HK$9,909/mo
Today · 4.125%
HK$383,866
baseline
▲ 0.50% · 4.625%
HK$404,100
+HK$20,234/mo
Deposit HK$7.98M · loan HK$71.78M · min. income ≈ HK$767,732/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$3,389,728 · Scale 2, in force from 26 Feb 2026)