LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,188
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$18,753
−HK$575/mo
Today · 4.125%
HK$19,328
baseline
▲ 0.50% · 4.625%
HK$20,504
+HK$1,176/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$38,656/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,233
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$20,776
−HK$551/mo
Today · 4.125%
HK$21,327
baseline
▲ 0.50% · 4.625%
HK$22,451
+HK$1,124/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$42,654/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,825
−HK$1,369/mo
▼ 0.25% · 3.875%
HK$22,504
−HK$690/mo
Today · 4.125%
HK$23,194
baseline
▲ 0.50% · 4.625%
HK$24,605
+HK$1,411/mo
Deposit HK$3.19M · loan HK$4.79M · min. income ≈ HK$46,388/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,280
−HK$1,312/mo
▼ 0.25% · 3.875%
HK$24,931
−HK$661/mo
Today · 4.125%
HK$25,592
baseline
▲ 0.50% · 4.625%
HK$26,941
+HK$1,349/mo
Deposit HK$3.19M · loan HK$4.79M · min. income ≈ HK$51,184/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,463
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$26,255
−HK$804/mo
Today · 4.125%
HK$27,059
baseline
▲ 0.50% · 4.625%
HK$28,706
+HK$1,647/mo
Deposit HK$2.39M · loan HK$5.58M · min. income ≈ HK$54,118/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,327
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$29,087
−HK$770/mo
Today · 4.125%
HK$29,857
baseline
▲ 0.50% · 4.625%
HK$31,431
+HK$1,574/mo
Deposit HK$2.39M · loan HK$5.58M · min. income ≈ HK$59,714/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,738
−HK$2,052/mo
▼ 0.25% · 3.875%
HK$33,756
−HK$1,034/mo
Today · 4.125%
HK$34,790
baseline
▲ 0.50% · 4.625%
HK$36,907
+HK$2,117/mo
Deposit HK$798K · loan HK$7.18M · min. income ≈ HK$69,580/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,420
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$37,397
−HK$991/mo
Today · 4.125%
HK$38,388
baseline
▲ 0.50% · 4.625%
HK$40,411
+HK$2,023/mo
Deposit HK$798K · loan HK$7.18M · min. income ≈ HK$76,776/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,283 · Scale 2, in force from 26 Feb 2026)