LTV · monthly repayment
▼ 0.50% · 3.625%
HK$181,889
−HK$11,406/mo
▼ 0.25% · 3.875%
HK$187,547
−HK$5,748/mo
Today · 4.125%
HK$193,295
baseline
▲ 0.50% · 4.625%
HK$205,057
+HK$11,762/mo
Deposit HK$39.88M · loan HK$39.88M · min. income ≈ HK$386,590/mo (50% DSR)
Upfront cash ≈ HK$43.27M (deposit + AVD stamp duty HK$3,390,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,350
−HK$10,932/mo
▼ 0.25% · 3.875%
HK$207,777
−HK$5,505/mo
Today · 4.125%
HK$213,282
baseline
▲ 0.50% · 4.625%
HK$224,525
+HK$11,243/mo
Deposit HK$39.88M · loan HK$39.88M · min. income ≈ HK$426,564/mo (50% DSR)
Upfront cash ≈ HK$43.27M (deposit + AVD stamp duty HK$3,390,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,267
−HK$13,687/mo
▼ 0.25% · 3.875%
HK$225,056
−HK$6,898/mo
Today · 4.125%
HK$231,954
baseline
▲ 0.50% · 4.625%
HK$246,068
+HK$14,114/mo
Deposit HK$31.91M · loan HK$47.86M · min. income ≈ HK$463,908/mo (50% DSR)
Upfront cash ≈ HK$35.30M (deposit + AVD stamp duty HK$3,390,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,820
−HK$13,119/mo
▼ 0.25% · 3.875%
HK$249,332
−HK$6,607/mo
Today · 4.125%
HK$255,939
baseline
▲ 0.50% · 4.625%
HK$269,430
+HK$13,491/mo
Deposit HK$31.91M · loan HK$47.86M · min. income ≈ HK$511,878/mo (50% DSR)
Upfront cash ≈ HK$35.30M (deposit + AVD stamp duty HK$3,390,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,645
−HK$15,968/mo
▼ 0.25% · 3.875%
HK$262,566
−HK$8,047/mo
Today · 4.125%
HK$270,613
baseline
▲ 0.50% · 4.625%
HK$287,080
+HK$16,467/mo
Deposit HK$23.93M · loan HK$55.84M · min. income ≈ HK$541,226/mo (50% DSR)
Upfront cash ≈ HK$27.32M (deposit + AVD stamp duty HK$3,390,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,290
−HK$15,305/mo
▼ 0.25% · 3.875%
HK$290,888
−HK$7,707/mo
Today · 4.125%
HK$298,595
baseline
▲ 0.50% · 4.625%
HK$314,335
+HK$15,740/mo
Deposit HK$23.93M · loan HK$55.84M · min. income ≈ HK$597,190/mo (50% DSR)
Upfront cash ≈ HK$27.32M (deposit + AVD stamp duty HK$3,390,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$327,401
−HK$20,531/mo
▼ 0.25% · 3.875%
HK$337,585
−HK$10,347/mo
Today · 4.125%
HK$347,932
baseline
▲ 0.50% · 4.625%
HK$369,102
+HK$21,170/mo
Deposit HK$7.98M · loan HK$71.79M · min. income ≈ HK$695,864/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$3,390,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$364,230
−HK$19,678/mo
▼ 0.25% · 3.875%
HK$373,998
−HK$9,910/mo
Today · 4.125%
HK$383,908
baseline
▲ 0.50% · 4.625%
HK$404,145
+HK$20,237/mo
Deposit HK$7.98M · loan HK$71.79M · min. income ≈ HK$767,816/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$3,390,099 · Scale 2, in force from 26 Feb 2026)