LTV · monthly repayment
▼ 0.50% · 3.625%
HK$181,915
−HK$11,408/mo
▼ 0.25% · 3.875%
HK$187,574
−HK$5,749/mo
Today · 4.125%
HK$193,323
baseline
▲ 0.50% · 4.625%
HK$205,086
+HK$11,763/mo
Deposit HK$39.89M · loan HK$39.89M · min. income ≈ HK$386,646/mo (50% DSR)
Upfront cash ≈ HK$43.28M (deposit + AVD stamp duty HK$3,390,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,379
−HK$10,934/mo
▼ 0.25% · 3.875%
HK$207,807
−HK$5,506/mo
Today · 4.125%
HK$213,313
baseline
▲ 0.50% · 4.625%
HK$224,557
+HK$11,244/mo
Deposit HK$39.89M · loan HK$39.89M · min. income ≈ HK$426,626/mo (50% DSR)
Upfront cash ≈ HK$43.28M (deposit + AVD stamp duty HK$3,390,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,299
−HK$13,689/mo
▼ 0.25% · 3.875%
HK$225,089
−HK$6,899/mo
Today · 4.125%
HK$231,988
baseline
▲ 0.50% · 4.625%
HK$246,104
+HK$14,116/mo
Deposit HK$31.91M · loan HK$47.87M · min. income ≈ HK$463,976/mo (50% DSR)
Upfront cash ≈ HK$35.30M (deposit + AVD stamp duty HK$3,390,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,855
−HK$13,121/mo
▼ 0.25% · 3.875%
HK$249,368
−HK$6,608/mo
Today · 4.125%
HK$255,976
baseline
▲ 0.50% · 4.625%
HK$269,468
+HK$13,492/mo
Deposit HK$31.91M · loan HK$47.87M · min. income ≈ HK$511,952/mo (50% DSR)
Upfront cash ≈ HK$35.30M (deposit + AVD stamp duty HK$3,390,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,682
−HK$15,970/mo
▼ 0.25% · 3.875%
HK$262,604
−HK$8,048/mo
Today · 4.125%
HK$270,652
baseline
▲ 0.50% · 4.625%
HK$287,121
+HK$16,469/mo
Deposit HK$23.93M · loan HK$55.84M · min. income ≈ HK$541,304/mo (50% DSR)
Upfront cash ≈ HK$27.32M (deposit + AVD stamp duty HK$3,390,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,331
−HK$15,307/mo
▼ 0.25% · 3.875%
HK$290,930
−HK$7,708/mo
Today · 4.125%
HK$298,638
baseline
▲ 0.50% · 4.625%
HK$314,380
+HK$15,742/mo
Deposit HK$23.93M · loan HK$55.84M · min. income ≈ HK$597,276/mo (50% DSR)
Upfront cash ≈ HK$27.32M (deposit + AVD stamp duty HK$3,390,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$327,448
−HK$20,534/mo
▼ 0.25% · 3.875%
HK$337,633
−HK$10,349/mo
Today · 4.125%
HK$347,982
baseline
▲ 0.50% · 4.625%
HK$369,155
+HK$21,173/mo
Deposit HK$7.98M · loan HK$71.80M · min. income ≈ HK$695,964/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$3,390,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$364,282
−HK$19,681/mo
▼ 0.25% · 3.875%
HK$374,052
−HK$9,911/mo
Today · 4.125%
HK$383,963
baseline
▲ 0.50% · 4.625%
HK$404,203
+HK$20,240/mo
Deposit HK$7.98M · loan HK$71.80M · min. income ≈ HK$767,926/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$3,390,587 · Scale 2, in force from 26 Feb 2026)