LTV · monthly repayment
▼ 0.50% · 3.625%
HK$181,943
−HK$11,410/mo
▼ 0.25% · 3.875%
HK$187,603
−HK$5,750/mo
Today · 4.125%
HK$193,353
baseline
▲ 0.50% · 4.625%
HK$205,118
+HK$11,765/mo
Deposit HK$39.90M · loan HK$39.90M · min. income ≈ HK$386,706/mo (50% DSR)
Upfront cash ≈ HK$43.29M (deposit + AVD stamp duty HK$3,391,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,410
−HK$10,936/mo
▼ 0.25% · 3.875%
HK$207,839
−HK$5,507/mo
Today · 4.125%
HK$213,346
baseline
▲ 0.50% · 4.625%
HK$224,591
+HK$11,245/mo
Deposit HK$39.90M · loan HK$39.90M · min. income ≈ HK$426,692/mo (50% DSR)
Upfront cash ≈ HK$43.29M (deposit + AVD stamp duty HK$3,391,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,332
−HK$13,691/mo
▼ 0.25% · 3.875%
HK$225,123
−HK$6,900/mo
Today · 4.125%
HK$232,023
baseline
▲ 0.50% · 4.625%
HK$246,141
+HK$14,118/mo
Deposit HK$31.92M · loan HK$47.87M · min. income ≈ HK$464,046/mo (50% DSR)
Upfront cash ≈ HK$35.31M (deposit + AVD stamp duty HK$3,391,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$242,892
−HK$13,123/mo
▼ 0.25% · 3.875%
HK$249,406
−HK$6,609/mo
Today · 4.125%
HK$256,015
baseline
▲ 0.50% · 4.625%
HK$269,510
+HK$13,495/mo
Deposit HK$31.92M · loan HK$47.87M · min. income ≈ HK$512,030/mo (50% DSR)
Upfront cash ≈ HK$35.31M (deposit + AVD stamp duty HK$3,391,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,721
−HK$15,973/mo
▼ 0.25% · 3.875%
HK$262,644
−HK$8,050/mo
Today · 4.125%
HK$270,694
baseline
▲ 0.50% · 4.625%
HK$287,165
+HK$16,471/mo
Deposit HK$23.94M · loan HK$55.85M · min. income ≈ HK$541,388/mo (50% DSR)
Upfront cash ≈ HK$27.33M (deposit + AVD stamp duty HK$3,391,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,374
−HK$15,310/mo
▼ 0.25% · 3.875%
HK$290,974
−HK$7,710/mo
Today · 4.125%
HK$298,684
baseline
▲ 0.50% · 4.625%
HK$314,428
+HK$15,744/mo
Deposit HK$23.94M · loan HK$55.85M · min. income ≈ HK$597,368/mo (50% DSR)
Upfront cash ≈ HK$27.33M (deposit + AVD stamp duty HK$3,391,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$327,498
−HK$20,537/mo
▼ 0.25% · 3.875%
HK$337,685
−HK$10,350/mo
Today · 4.125%
HK$348,035
baseline
▲ 0.50% · 4.625%
HK$369,212
+HK$21,177/mo
Deposit HK$7.98M · loan HK$71.81M · min. income ≈ HK$696,070/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$3,391,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$364,338
−HK$19,684/mo
▼ 0.25% · 3.875%
HK$374,109
−HK$9,913/mo
Today · 4.125%
HK$384,022
baseline
▲ 0.50% · 4.625%
HK$404,264
+HK$20,242/mo
Deposit HK$7.98M · loan HK$71.81M · min. income ≈ HK$768,044/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$3,391,104 · Scale 2, in force from 26 Feb 2026)