LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,204
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$18,770
−HK$576/mo
Today · 4.125%
HK$19,346
baseline
▲ 0.50% · 4.625%
HK$20,523
+HK$1,177/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$38,692/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,252
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$20,795
−HK$551/mo
Today · 4.125%
HK$21,346
baseline
▲ 0.50% · 4.625%
HK$22,471
+HK$1,125/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$42,692/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,845
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,525
−HK$690/mo
Today · 4.125%
HK$23,215
baseline
▲ 0.50% · 4.625%
HK$24,628
+HK$1,413/mo
Deposit HK$3.19M · loan HK$4.79M · min. income ≈ HK$46,430/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,302
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,954
−HK$661/mo
Today · 4.125%
HK$25,615
baseline
▲ 0.50% · 4.625%
HK$26,966
+HK$1,351/mo
Deposit HK$3.19M · loan HK$4.79M · min. income ≈ HK$51,230/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$239,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,486
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$26,279
−HK$805/mo
Today · 4.125%
HK$27,084
baseline
▲ 0.50% · 4.625%
HK$28,732
+HK$1,648/mo
Deposit HK$2.40M · loan HK$5.59M · min. income ≈ HK$54,168/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,353
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$29,113
−HK$772/mo
Today · 4.125%
HK$29,885
baseline
▲ 0.50% · 4.625%
HK$31,460
+HK$1,575/mo
Deposit HK$2.40M · loan HK$5.59M · min. income ≈ HK$59,770/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$239,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,768
−HK$2,054/mo
▼ 0.25% · 3.875%
HK$33,787
−HK$1,035/mo
Today · 4.125%
HK$34,822
baseline
▲ 0.50% · 4.625%
HK$36,941
+HK$2,119/mo
Deposit HK$798K · loan HK$7.19M · min. income ≈ HK$69,644/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,454
−HK$1,969/mo
▼ 0.25% · 3.875%
HK$37,431
−HK$992/mo
Today · 4.125%
HK$38,423
baseline
▲ 0.50% · 4.625%
HK$40,448
+HK$2,025/mo
Deposit HK$798K · loan HK$7.19M · min. income ≈ HK$76,846/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,503 · Scale 2, in force from 26 Feb 2026)