LTV · monthly repayment
▼ 0.50% · 3.625%
HK$182,070
−HK$11,417/mo
▼ 0.25% · 3.875%
HK$187,733
−HK$5,754/mo
Today · 4.125%
HK$193,487
baseline
▲ 0.50% · 4.625%
HK$205,261
+HK$11,774/mo
Deposit HK$39.92M · loan HK$39.92M · min. income ≈ HK$386,974/mo (50% DSR)
Upfront cash ≈ HK$43.32M (deposit + AVD stamp duty HK$3,393,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,551
−HK$10,943/mo
▼ 0.25% · 3.875%
HK$207,983
−HK$5,511/mo
Today · 4.125%
HK$213,494
baseline
▲ 0.50% · 4.625%
HK$224,748
+HK$11,254/mo
Deposit HK$39.92M · loan HK$39.92M · min. income ≈ HK$426,988/mo (50% DSR)
Upfront cash ≈ HK$43.32M (deposit + AVD stamp duty HK$3,393,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,484
−HK$13,701/mo
▼ 0.25% · 3.875%
HK$225,280
−HK$6,905/mo
Today · 4.125%
HK$232,185
baseline
▲ 0.50% · 4.625%
HK$246,313
+HK$14,128/mo
Deposit HK$31.94M · loan HK$47.91M · min. income ≈ HK$464,370/mo (50% DSR)
Upfront cash ≈ HK$35.33M (deposit + AVD stamp duty HK$3,393,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,061
−HK$13,132/mo
▼ 0.25% · 3.875%
HK$249,580
−HK$6,613/mo
Today · 4.125%
HK$256,193
baseline
▲ 0.50% · 4.625%
HK$269,697
+HK$13,504/mo
Deposit HK$31.94M · loan HK$47.91M · min. income ≈ HK$512,386/mo (50% DSR)
Upfront cash ≈ HK$35.33M (deposit + AVD stamp duty HK$3,393,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,898
−HK$15,984/mo
▼ 0.25% · 3.875%
HK$262,827
−HK$8,055/mo
Today · 4.125%
HK$270,882
baseline
▲ 0.50% · 4.625%
HK$287,365
+HK$16,483/mo
Deposit HK$23.95M · loan HK$55.89M · min. income ≈ HK$541,764/mo (50% DSR)
Upfront cash ≈ HK$27.35M (deposit + AVD stamp duty HK$3,393,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,572
−HK$15,320/mo
▼ 0.25% · 3.875%
HK$291,177
−HK$7,715/mo
Today · 4.125%
HK$298,892
baseline
▲ 0.50% · 4.625%
HK$314,647
+HK$15,755/mo
Deposit HK$23.95M · loan HK$55.89M · min. income ≈ HK$597,784/mo (50% DSR)
Upfront cash ≈ HK$27.35M (deposit + AVD stamp duty HK$3,393,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$327,726
−HK$20,551/mo
▼ 0.25% · 3.875%
HK$337,920
−HK$10,357/mo
Today · 4.125%
HK$348,277
baseline
▲ 0.50% · 4.625%
HK$369,469
+HK$21,192/mo
Deposit HK$7.98M · loan HK$71.86M · min. income ≈ HK$696,554/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$3,393,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$364,592
−HK$19,698/mo
▼ 0.25% · 3.875%
HK$374,370
−HK$9,920/mo
Today · 4.125%
HK$384,290
baseline
▲ 0.50% · 4.625%
HK$404,546
+HK$20,256/mo
Deposit HK$7.98M · loan HK$71.86M · min. income ≈ HK$768,580/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$3,393,469 · Scale 2, in force from 26 Feb 2026)