LTV · monthly repayment
▼ 0.50% · 3.625%
HK$182,122
−HK$11,421/mo
▼ 0.25% · 3.875%
HK$187,787
−HK$5,756/mo
Today · 4.125%
HK$193,543
baseline
▲ 0.50% · 4.625%
HK$205,319
+HK$11,776/mo
Deposit HK$39.93M · loan HK$39.93M · min. income ≈ HK$387,086/mo (50% DSR)
Upfront cash ≈ HK$43.33M (deposit + AVD stamp duty HK$3,394,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,609
−HK$10,946/mo
▼ 0.25% · 3.875%
HK$208,043
−HK$5,512/mo
Today · 4.125%
HK$213,555
baseline
▲ 0.50% · 4.625%
HK$224,812
+HK$11,257/mo
Deposit HK$39.93M · loan HK$39.93M · min. income ≈ HK$427,110/mo (50% DSR)
Upfront cash ≈ HK$43.33M (deposit + AVD stamp duty HK$3,394,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,546
−HK$13,705/mo
▼ 0.25% · 3.875%
HK$225,344
−HK$6,907/mo
Today · 4.125%
HK$232,251
baseline
▲ 0.50% · 4.625%
HK$246,383
+HK$14,132/mo
Deposit HK$31.95M · loan HK$47.92M · min. income ≈ HK$464,502/mo (50% DSR)
Upfront cash ≈ HK$35.34M (deposit + AVD stamp duty HK$3,394,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,131
−HK$13,135/mo
▼ 0.25% · 3.875%
HK$249,651
−HK$6,615/mo
Today · 4.125%
HK$256,266
baseline
▲ 0.50% · 4.625%
HK$269,774
+HK$13,508/mo
Deposit HK$31.95M · loan HK$47.92M · min. income ≈ HK$512,532/mo (50% DSR)
Upfront cash ≈ HK$35.34M (deposit + AVD stamp duty HK$3,394,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$254,971
−HK$15,989/mo
▼ 0.25% · 3.875%
HK$262,902
−HK$8,058/mo
Today · 4.125%
HK$270,960
baseline
▲ 0.50% · 4.625%
HK$287,447
+HK$16,487/mo
Deposit HK$23.96M · loan HK$55.91M · min. income ≈ HK$541,920/mo (50% DSR)
Upfront cash ≈ HK$27.36M (deposit + AVD stamp duty HK$3,394,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,652
−HK$15,325/mo
▼ 0.25% · 3.875%
HK$291,260
−HK$7,717/mo
Today · 4.125%
HK$298,977
baseline
▲ 0.50% · 4.625%
HK$314,737
+HK$15,760/mo
Deposit HK$23.96M · loan HK$55.91M · min. income ≈ HK$597,954/mo (50% DSR)
Upfront cash ≈ HK$27.36M (deposit + AVD stamp duty HK$3,394,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$327,819
−HK$20,558/mo
▼ 0.25% · 3.875%
HK$338,016
−HK$10,361/mo
Today · 4.125%
HK$348,377
baseline
▲ 0.50% · 4.625%
HK$369,574
+HK$21,197/mo
Deposit HK$7.99M · loan HK$71.88M · min. income ≈ HK$696,754/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$3,394,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$364,696
−HK$19,703/mo
▼ 0.25% · 3.875%
HK$374,477
−HK$9,922/mo
Today · 4.125%
HK$384,399
baseline
▲ 0.50% · 4.625%
HK$404,661
+HK$20,262/mo
Deposit HK$7.99M · loan HK$71.88M · min. income ≈ HK$768,798/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$3,394,435 · Scale 2, in force from 26 Feb 2026)