LTV · monthly repayment
▼ 0.50% · 3.625%
HK$182,157
−HK$11,422/mo
▼ 0.25% · 3.875%
HK$187,823
−HK$5,756/mo
Today · 4.125%
HK$193,579
baseline
▲ 0.50% · 4.625%
HK$205,358
+HK$11,779/mo
Deposit HK$39.94M · loan HK$39.94M · min. income ≈ HK$387,158/mo (50% DSR)
Upfront cash ≈ HK$43.34M (deposit + AVD stamp duty HK$3,395,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,647
−HK$10,949/mo
▼ 0.25% · 3.875%
HK$208,082
−HK$5,514/mo
Today · 4.125%
HK$213,596
baseline
▲ 0.50% · 4.625%
HK$224,855
+HK$11,259/mo
Deposit HK$39.94M · loan HK$39.94M · min. income ≈ HK$427,192/mo (50% DSR)
Upfront cash ≈ HK$43.34M (deposit + AVD stamp duty HK$3,395,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,588
−HK$13,707/mo
▼ 0.25% · 3.875%
HK$225,387
−HK$6,908/mo
Today · 4.125%
HK$232,295
baseline
▲ 0.50% · 4.625%
HK$246,430
+HK$14,135/mo
Deposit HK$31.95M · loan HK$47.93M · min. income ≈ HK$464,590/mo (50% DSR)
Upfront cash ≈ HK$35.35M (deposit + AVD stamp duty HK$3,395,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,177
−HK$13,138/mo
▼ 0.25% · 3.875%
HK$249,699
−HK$6,616/mo
Today · 4.125%
HK$256,315
baseline
▲ 0.50% · 4.625%
HK$269,826
+HK$13,511/mo
Deposit HK$31.95M · loan HK$47.93M · min. income ≈ HK$512,630/mo (50% DSR)
Upfront cash ≈ HK$35.35M (deposit + AVD stamp duty HK$3,395,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,019
−HK$15,992/mo
▼ 0.25% · 3.875%
HK$262,952
−HK$8,059/mo
Today · 4.125%
HK$271,011
baseline
▲ 0.50% · 4.625%
HK$287,502
+HK$16,491/mo
Deposit HK$23.97M · loan HK$55.92M · min. income ≈ HK$542,022/mo (50% DSR)
Upfront cash ≈ HK$27.36M (deposit + AVD stamp duty HK$3,395,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,706
−HK$15,328/mo
▼ 0.25% · 3.875%
HK$291,315
−HK$7,719/mo
Today · 4.125%
HK$299,034
baseline
▲ 0.50% · 4.625%
HK$314,797
+HK$15,763/mo
Deposit HK$23.97M · loan HK$55.92M · min. income ≈ HK$598,068/mo (50% DSR)
Upfront cash ≈ HK$27.36M (deposit + AVD stamp duty HK$3,395,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$327,882
−HK$20,561/mo
▼ 0.25% · 3.875%
HK$338,081
−HK$10,362/mo
Today · 4.125%
HK$348,443
baseline
▲ 0.50% · 4.625%
HK$369,645
+HK$21,202/mo
Deposit HK$7.99M · loan HK$71.90M · min. income ≈ HK$696,886/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$3,395,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$364,765
−HK$19,707/mo
▼ 0.25% · 3.875%
HK$374,548
−HK$9,924/mo
Today · 4.125%
HK$384,472
baseline
▲ 0.50% · 4.625%
HK$404,738
+HK$20,266/mo
Deposit HK$7.99M · loan HK$71.90M · min. income ≈ HK$768,944/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$3,395,081 · Scale 2, in force from 26 Feb 2026)