LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,216
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$18,783
−HK$575/mo
Today · 4.125%
HK$19,358
baseline
▲ 0.50% · 4.625%
HK$20,536
+HK$1,178/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$38,716/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,265
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$20,809
−HK$551/mo
Today · 4.125%
HK$21,360
baseline
▲ 0.50% · 4.625%
HK$22,486
+HK$1,126/mo
Deposit HK$3.99M · loan HK$3.99M · min. income ≈ HK$42,720/mo (50% DSR)
Upfront cash ≈ HK$4.23M (deposit + AVD stamp duty HK$239,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,859
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$22,539
−HK$691/mo
Today · 4.125%
HK$23,230
baseline
▲ 0.50% · 4.625%
HK$24,644
+HK$1,414/mo
Deposit HK$3.20M · loan HK$4.79M · min. income ≈ HK$46,460/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$239,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,318
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$24,971
−HK$661/mo
Today · 4.125%
HK$25,632
baseline
▲ 0.50% · 4.625%
HK$26,983
+HK$1,351/mo
Deposit HK$3.20M · loan HK$4.79M · min. income ≈ HK$51,264/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$239,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,503
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$26,296
−HK$806/mo
Today · 4.125%
HK$27,102
baseline
▲ 0.50% · 4.625%
HK$28,751
+HK$1,649/mo
Deposit HK$2.40M · loan HK$5.59M · min. income ≈ HK$54,204/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$239,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,371
−HK$1,533/mo
▼ 0.25% · 3.875%
HK$29,132
−HK$772/mo
Today · 4.125%
HK$29,904
baseline
▲ 0.50% · 4.625%
HK$31,481
+HK$1,577/mo
Deposit HK$2.40M · loan HK$5.59M · min. income ≈ HK$59,808/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$239,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,789
−HK$2,056/mo
▼ 0.25% · 3.875%
HK$33,809
−HK$1,036/mo
Today · 4.125%
HK$34,845
baseline
▲ 0.50% · 4.625%
HK$36,965
+HK$2,120/mo
Deposit HK$799K · loan HK$7.19M · min. income ≈ HK$69,690/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,478
−HK$1,970/mo
▼ 0.25% · 3.875%
HK$37,456
−HK$992/mo
Today · 4.125%
HK$38,448
baseline
▲ 0.50% · 4.625%
HK$40,475
+HK$2,027/mo
Deposit HK$799K · loan HK$7.19M · min. income ≈ HK$76,896/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,660 · Scale 2, in force from 26 Feb 2026)