LTV · monthly repayment
▼ 0.50% · 3.625%
HK$182,242
−HK$11,428/mo
▼ 0.25% · 3.875%
HK$187,911
−HK$5,759/mo
Today · 4.125%
HK$193,670
baseline
▲ 0.50% · 4.625%
HK$205,455
+HK$11,785/mo
Deposit HK$39.96M · loan HK$39.96M · min. income ≈ HK$387,340/mo (50% DSR)
Upfront cash ≈ HK$43.36M (deposit + AVD stamp duty HK$3,396,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,743
−HK$10,953/mo
▼ 0.25% · 3.875%
HK$208,180
−HK$5,516/mo
Today · 4.125%
HK$213,696
baseline
▲ 0.50% · 4.625%
HK$224,961
+HK$11,265/mo
Deposit HK$39.96M · loan HK$39.96M · min. income ≈ HK$427,392/mo (50% DSR)
Upfront cash ≈ HK$43.36M (deposit + AVD stamp duty HK$3,396,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,691
−HK$13,714/mo
▼ 0.25% · 3.875%
HK$225,493
−HK$6,912/mo
Today · 4.125%
HK$232,405
baseline
▲ 0.50% · 4.625%
HK$246,546
+HK$14,141/mo
Deposit HK$31.97M · loan HK$47.95M · min. income ≈ HK$464,810/mo (50% DSR)
Upfront cash ≈ HK$35.37M (deposit + AVD stamp duty HK$3,396,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,291
−HK$13,145/mo
▼ 0.25% · 3.875%
HK$249,816
−HK$6,620/mo
Today · 4.125%
HK$256,436
baseline
▲ 0.50% · 4.625%
HK$269,953
+HK$13,517/mo
Deposit HK$31.97M · loan HK$47.95M · min. income ≈ HK$512,872/mo (50% DSR)
Upfront cash ≈ HK$35.37M (deposit + AVD stamp duty HK$3,396,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,139
−HK$16,000/mo
▼ 0.25% · 3.875%
HK$263,075
−HK$8,064/mo
Today · 4.125%
HK$271,139
baseline
▲ 0.50% · 4.625%
HK$287,637
+HK$16,498/mo
Deposit HK$23.98M · loan HK$55.95M · min. income ≈ HK$542,278/mo (50% DSR)
Upfront cash ≈ HK$27.37M (deposit + AVD stamp duty HK$3,396,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,840
−HK$15,335/mo
▼ 0.25% · 3.875%
HK$291,452
−HK$7,723/mo
Today · 4.125%
HK$299,175
baseline
▲ 0.50% · 4.625%
HK$314,945
+HK$15,770/mo
Deposit HK$23.98M · loan HK$55.95M · min. income ≈ HK$598,350/mo (50% DSR)
Upfront cash ≈ HK$27.37M (deposit + AVD stamp duty HK$3,396,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$328,036
−HK$20,571/mo
▼ 0.25% · 3.875%
HK$338,240
−HK$10,367/mo
Today · 4.125%
HK$348,607
baseline
▲ 0.50% · 4.625%
HK$369,819
+HK$21,212/mo
Deposit HK$7.99M · loan HK$71.93M · min. income ≈ HK$697,214/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$3,396,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$364,937
−HK$19,716/mo
▼ 0.25% · 3.875%
HK$374,724
−HK$9,929/mo
Today · 4.125%
HK$384,653
baseline
▲ 0.50% · 4.625%
HK$404,929
+HK$20,276/mo
Deposit HK$7.99M · loan HK$71.93M · min. income ≈ HK$769,306/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$3,396,679 · Scale 2, in force from 26 Feb 2026)