LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,226
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$18,793
−HK$576/mo
Today · 4.125%
HK$19,369
baseline
▲ 0.50% · 4.625%
HK$20,548
+HK$1,179/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$38,738/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$239,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,276
−HK$1,096/mo
▼ 0.25% · 3.875%
HK$20,820
−HK$552/mo
Today · 4.125%
HK$21,372
baseline
▲ 0.50% · 4.625%
HK$22,498
+HK$1,126/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$42,744/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$239,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,871
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$22,552
−HK$691/mo
Today · 4.125%
HK$23,243
baseline
▲ 0.50% · 4.625%
HK$24,657
+HK$1,414/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$46,486/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$239,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,332
−HK$1,314/mo
▼ 0.25% · 3.875%
HK$24,984
−HK$662/mo
Today · 4.125%
HK$25,646
baseline
▲ 0.50% · 4.625%
HK$26,998
+HK$1,352/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$51,292/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$239,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,517
−HK$1,600/mo
▼ 0.25% · 3.875%
HK$26,310
−HK$807/mo
Today · 4.125%
HK$27,117
baseline
▲ 0.50% · 4.625%
HK$28,767
+HK$1,650/mo
Deposit HK$2.40M · loan HK$5.60M · min. income ≈ HK$54,234/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$239,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,387
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$29,148
−HK$773/mo
Today · 4.125%
HK$29,921
baseline
▲ 0.50% · 4.625%
HK$31,498
+HK$1,577/mo
Deposit HK$2.40M · loan HK$5.60M · min. income ≈ HK$59,842/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$239,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,807
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$33,828
−HK$1,036/mo
Today · 4.125%
HK$34,864
baseline
▲ 0.50% · 4.625%
HK$36,986
+HK$2,122/mo
Deposit HK$799K · loan HK$7.19M · min. income ≈ HK$69,728/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,497
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$37,476
−HK$993/mo
Today · 4.125%
HK$38,469
baseline
▲ 0.50% · 4.625%
HK$40,497
+HK$2,028/mo
Deposit HK$799K · loan HK$7.19M · min. income ≈ HK$76,938/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$239,791 · Scale 2, in force from 26 Feb 2026)