LTV · monthly repayment
▼ 0.50% · 3.625%
HK$182,261
−HK$11,430/mo
▼ 0.25% · 3.875%
HK$187,931
−HK$5,760/mo
Today · 4.125%
HK$193,691
baseline
▲ 0.50% · 4.625%
HK$205,476
+HK$11,785/mo
Deposit HK$39.97M · loan HK$39.97M · min. income ≈ HK$387,382/mo (50% DSR)
Upfront cash ≈ HK$43.36M (deposit + AVD stamp duty HK$3,397,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,764
−HK$10,955/mo
▼ 0.25% · 3.875%
HK$208,202
−HK$5,517/mo
Today · 4.125%
HK$213,719
baseline
▲ 0.50% · 4.625%
HK$224,984
+HK$11,265/mo
Deposit HK$39.97M · loan HK$39.97M · min. income ≈ HK$427,438/mo (50% DSR)
Upfront cash ≈ HK$43.36M (deposit + AVD stamp duty HK$3,397,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,714
−HK$13,715/mo
▼ 0.25% · 3.875%
HK$225,517
−HK$6,912/mo
Today · 4.125%
HK$232,429
baseline
▲ 0.50% · 4.625%
HK$246,572
+HK$14,143/mo
Deposit HK$31.97M · loan HK$47.96M · min. income ≈ HK$464,858/mo (50% DSR)
Upfront cash ≈ HK$35.37M (deposit + AVD stamp duty HK$3,397,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,317
−HK$13,145/mo
▼ 0.25% · 3.875%
HK$249,842
−HK$6,620/mo
Today · 4.125%
HK$256,462
baseline
▲ 0.50% · 4.625%
HK$269,981
+HK$13,519/mo
Deposit HK$31.97M · loan HK$47.96M · min. income ≈ HK$512,924/mo (50% DSR)
Upfront cash ≈ HK$35.37M (deposit + AVD stamp duty HK$3,397,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,166
−HK$16,001/mo
▼ 0.25% · 3.875%
HK$263,103
−HK$8,064/mo
Today · 4.125%
HK$271,167
baseline
▲ 0.50% · 4.625%
HK$287,667
+HK$16,500/mo
Deposit HK$23.98M · loan HK$55.95M · min. income ≈ HK$542,334/mo (50% DSR)
Upfront cash ≈ HK$27.38M (deposit + AVD stamp duty HK$3,397,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,870
−HK$15,336/mo
▼ 0.25% · 3.875%
HK$291,483
−HK$7,723/mo
Today · 4.125%
HK$299,206
baseline
▲ 0.50% · 4.625%
HK$314,978
+HK$15,772/mo
Deposit HK$23.98M · loan HK$55.95M · min. income ≈ HK$598,412/mo (50% DSR)
Upfront cash ≈ HK$27.38M (deposit + AVD stamp duty HK$3,397,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$328,071
−HK$20,572/mo
▼ 0.25% · 3.875%
HK$338,275
−HK$10,368/mo
Today · 4.125%
HK$348,643
baseline
▲ 0.50% · 4.625%
HK$369,858
+HK$21,215/mo
Deposit HK$7.99M · loan HK$71.94M · min. income ≈ HK$697,286/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$3,397,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$364,975
−HK$19,719/mo
▼ 0.25% · 3.875%
HK$374,764
−HK$9,930/mo
Today · 4.125%
HK$384,694
baseline
▲ 0.50% · 4.625%
HK$404,971
+HK$20,277/mo
Deposit HK$7.99M · loan HK$71.94M · min. income ≈ HK$769,388/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$3,397,035 · Scale 2, in force from 26 Feb 2026)