LTV · monthly repayment
▼ 0.50% · 3.625%
HK$182,274
−HK$11,430/mo
▼ 0.25% · 3.875%
HK$187,943
−HK$5,761/mo
Today · 4.125%
HK$193,704
baseline
▲ 0.50% · 4.625%
HK$205,490
+HK$11,786/mo
Deposit HK$39.97M · loan HK$39.97M · min. income ≈ HK$387,408/mo (50% DSR)
Upfront cash ≈ HK$43.37M (deposit + AVD stamp duty HK$3,397,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,778
−HK$10,955/mo
▼ 0.25% · 3.875%
HK$208,216
−HK$5,517/mo
Today · 4.125%
HK$213,733
baseline
▲ 0.50% · 4.625%
HK$224,999
+HK$11,266/mo
Deposit HK$39.97M · loan HK$39.97M · min. income ≈ HK$427,466/mo (50% DSR)
Upfront cash ≈ HK$43.37M (deposit + AVD stamp duty HK$3,397,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,728
−HK$13,717/mo
▼ 0.25% · 3.875%
HK$225,532
−HK$6,913/mo
Today · 4.125%
HK$232,445
baseline
▲ 0.50% · 4.625%
HK$246,588
+HK$14,143/mo
Deposit HK$31.97M · loan HK$47.96M · min. income ≈ HK$464,890/mo (50% DSR)
Upfront cash ≈ HK$35.37M (deposit + AVD stamp duty HK$3,397,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,333
−HK$13,147/mo
▼ 0.25% · 3.875%
HK$249,859
−HK$6,621/mo
Today · 4.125%
HK$256,480
baseline
▲ 0.50% · 4.625%
HK$269,999
+HK$13,519/mo
Deposit HK$31.97M · loan HK$47.96M · min. income ≈ HK$512,960/mo (50% DSR)
Upfront cash ≈ HK$35.37M (deposit + AVD stamp duty HK$3,397,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,183
−HK$16,002/mo
▼ 0.25% · 3.875%
HK$263,121
−HK$8,064/mo
Today · 4.125%
HK$271,185
baseline
▲ 0.50% · 4.625%
HK$287,686
+HK$16,501/mo
Deposit HK$23.98M · loan HK$55.95M · min. income ≈ HK$542,370/mo (50% DSR)
Upfront cash ≈ HK$27.38M (deposit + AVD stamp duty HK$3,397,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$283,889
−HK$15,337/mo
▼ 0.25% · 3.875%
HK$291,502
−HK$7,724/mo
Today · 4.125%
HK$299,226
baseline
▲ 0.50% · 4.625%
HK$314,999
+HK$15,773/mo
Deposit HK$23.98M · loan HK$55.95M · min. income ≈ HK$598,452/mo (50% DSR)
Upfront cash ≈ HK$27.38M (deposit + AVD stamp duty HK$3,397,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$328,093
−HK$20,574/mo
▼ 0.25% · 3.875%
HK$338,298
−HK$10,369/mo
Today · 4.125%
HK$348,667
baseline
▲ 0.50% · 4.625%
HK$369,882
+HK$21,215/mo
Deposit HK$7.99M · loan HK$71.94M · min. income ≈ HK$697,334/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$3,397,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$365,000
−HK$19,719/mo
▼ 0.25% · 3.875%
HK$374,789
−HK$9,930/mo
Today · 4.125%
HK$384,719
baseline
▲ 0.50% · 4.625%
HK$404,999
+HK$20,280/mo
Deposit HK$7.99M · loan HK$71.94M · min. income ≈ HK$769,438/mo (50% DSR)
Upfront cash ≈ HK$11.39M (deposit + AVD stamp duty HK$3,397,263 · Scale 2, in force from 26 Feb 2026)