LTV · monthly repayment
▼ 0.50% · 3.625%
HK$182,359
−HK$11,436/mo
▼ 0.25% · 3.875%
HK$188,032
−HK$5,763/mo
Today · 4.125%
HK$193,795
baseline
▲ 0.50% · 4.625%
HK$205,587
+HK$11,792/mo
Deposit HK$39.99M · loan HK$39.99M · min. income ≈ HK$387,590/mo (50% DSR)
Upfront cash ≈ HK$43.39M (deposit + AVD stamp duty HK$3,398,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,873
−HK$10,960/mo
▼ 0.25% · 3.875%
HK$208,314
−HK$5,519/mo
Today · 4.125%
HK$213,833
baseline
▲ 0.50% · 4.625%
HK$225,105
+HK$11,272/mo
Deposit HK$39.99M · loan HK$39.99M · min. income ≈ HK$427,666/mo (50% DSR)
Upfront cash ≈ HK$43.39M (deposit + AVD stamp duty HK$3,398,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,831
−HK$13,723/mo
▼ 0.25% · 3.875%
HK$225,638
−HK$6,916/mo
Today · 4.125%
HK$232,554
baseline
▲ 0.50% · 4.625%
HK$246,704
+HK$14,150/mo
Deposit HK$31.99M · loan HK$47.98M · min. income ≈ HK$465,108/mo (50% DSR)
Upfront cash ≈ HK$35.39M (deposit + AVD stamp duty HK$3,398,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,447
−HK$13,153/mo
▼ 0.25% · 3.875%
HK$249,977
−HK$6,623/mo
Today · 4.125%
HK$256,600
baseline
▲ 0.50% · 4.625%
HK$270,126
+HK$13,526/mo
Deposit HK$31.99M · loan HK$47.98M · min. income ≈ HK$513,200/mo (50% DSR)
Upfront cash ≈ HK$35.39M (deposit + AVD stamp duty HK$3,398,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,303
−HK$16,010/mo
▼ 0.25% · 3.875%
HK$263,244
−HK$8,069/mo
Today · 4.125%
HK$271,313
baseline
▲ 0.50% · 4.625%
HK$287,822
+HK$16,509/mo
Deposit HK$23.99M · loan HK$55.98M · min. income ≈ HK$542,626/mo (50% DSR)
Upfront cash ≈ HK$27.39M (deposit + AVD stamp duty HK$3,398,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,022
−HK$15,345/mo
▼ 0.25% · 3.875%
HK$291,639
−HK$7,728/mo
Today · 4.125%
HK$299,367
baseline
▲ 0.50% · 4.625%
HK$315,147
+HK$15,780/mo
Deposit HK$23.99M · loan HK$55.98M · min. income ≈ HK$598,734/mo (50% DSR)
Upfront cash ≈ HK$27.39M (deposit + AVD stamp duty HK$3,398,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$328,247
−HK$20,584/mo
▼ 0.25% · 3.875%
HK$338,457
−HK$10,374/mo
Today · 4.125%
HK$348,831
baseline
▲ 0.50% · 4.625%
HK$370,056
+HK$21,225/mo
Deposit HK$8.00M · loan HK$71.98M · min. income ≈ HK$697,662/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$3,398,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$365,171
−HK$19,729/mo
▼ 0.25% · 3.875%
HK$374,965
−HK$9,935/mo
Today · 4.125%
HK$384,900
baseline
▲ 0.50% · 4.625%
HK$405,189
+HK$20,289/mo
Deposit HK$8.00M · loan HK$71.98M · min. income ≈ HK$769,800/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$3,398,860 · Scale 2, in force from 26 Feb 2026)