LTV · monthly repayment
▼ 0.50% · 3.625%
HK$182,379
−HK$11,437/mo
▼ 0.25% · 3.875%
HK$188,052
−HK$5,764/mo
Today · 4.125%
HK$193,816
baseline
▲ 0.50% · 4.625%
HK$205,609
+HK$11,793/mo
Deposit HK$39.99M · loan HK$39.99M · min. income ≈ HK$387,632/mo (50% DSR)
Upfront cash ≈ HK$43.39M (deposit + AVD stamp duty HK$3,399,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,895
−HK$10,962/mo
▼ 0.25% · 3.875%
HK$208,336
−HK$5,521/mo
Today · 4.125%
HK$213,857
baseline
▲ 0.50% · 4.625%
HK$225,129
+HK$11,272/mo
Deposit HK$39.99M · loan HK$39.99M · min. income ≈ HK$427,714/mo (50% DSR)
Upfront cash ≈ HK$43.39M (deposit + AVD stamp duty HK$3,399,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,855
−HK$13,724/mo
▼ 0.25% · 3.875%
HK$225,662
−HK$6,917/mo
Today · 4.125%
HK$232,579
baseline
▲ 0.50% · 4.625%
HK$246,731
+HK$14,152/mo
Deposit HK$31.99M · loan HK$47.99M · min. income ≈ HK$465,158/mo (50% DSR)
Upfront cash ≈ HK$35.39M (deposit + AVD stamp duty HK$3,399,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,474
−HK$13,154/mo
▼ 0.25% · 3.875%
HK$250,004
−HK$6,624/mo
Today · 4.125%
HK$256,628
baseline
▲ 0.50% · 4.625%
HK$270,155
+HK$13,527/mo
Deposit HK$31.99M · loan HK$47.99M · min. income ≈ HK$513,256/mo (50% DSR)
Upfront cash ≈ HK$35.39M (deposit + AVD stamp duty HK$3,399,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,331
−HK$16,011/mo
▼ 0.25% · 3.875%
HK$263,273
−HK$8,069/mo
Today · 4.125%
HK$271,342
baseline
▲ 0.50% · 4.625%
HK$287,853
+HK$16,511/mo
Deposit HK$23.99M · loan HK$55.99M · min. income ≈ HK$542,684/mo (50% DSR)
Upfront cash ≈ HK$27.39M (deposit + AVD stamp duty HK$3,399,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,053
−HK$15,346/mo
▼ 0.25% · 3.875%
HK$291,671
−HK$7,728/mo
Today · 4.125%
HK$299,399
baseline
▲ 0.50% · 4.625%
HK$315,181
+HK$15,782/mo
Deposit HK$23.99M · loan HK$55.99M · min. income ≈ HK$598,798/mo (50% DSR)
Upfront cash ≈ HK$27.39M (deposit + AVD stamp duty HK$3,399,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$328,282
−HK$20,586/mo
▼ 0.25% · 3.875%
HK$338,494
−HK$10,374/mo
Today · 4.125%
HK$348,868
baseline
▲ 0.50% · 4.625%
HK$370,096
+HK$21,228/mo
Deposit HK$8.00M · loan HK$71.98M · min. income ≈ HK$697,736/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$3,399,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$365,211
−HK$19,731/mo
▼ 0.25% · 3.875%
HK$375,005
−HK$9,937/mo
Today · 4.125%
HK$384,942
baseline
▲ 0.50% · 4.625%
HK$405,233
+HK$20,291/mo
Deposit HK$8.00M · loan HK$71.98M · min. income ≈ HK$769,884/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$3,399,227 · Scale 2, in force from 26 Feb 2026)