LTV · monthly repayment
▼ 0.50% · 3.625%
HK$182,380
−HK$11,437/mo
▼ 0.25% · 3.875%
HK$188,053
−HK$5,764/mo
Today · 4.125%
HK$193,817
baseline
▲ 0.50% · 4.625%
HK$205,610
+HK$11,793/mo
Deposit HK$39.99M · loan HK$39.99M · min. income ≈ HK$387,634/mo (50% DSR)
Upfront cash ≈ HK$43.39M (deposit + AVD stamp duty HK$3,399,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,896
−HK$10,962/mo
▼ 0.25% · 3.875%
HK$208,337
−HK$5,521/mo
Today · 4.125%
HK$213,858
baseline
▲ 0.50% · 4.625%
HK$225,131
+HK$11,273/mo
Deposit HK$39.99M · loan HK$39.99M · min. income ≈ HK$427,716/mo (50% DSR)
Upfront cash ≈ HK$43.39M (deposit + AVD stamp duty HK$3,399,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,856
−HK$13,724/mo
▼ 0.25% · 3.875%
HK$225,664
−HK$6,916/mo
Today · 4.125%
HK$232,580
baseline
▲ 0.50% · 4.625%
HK$246,732
+HK$14,152/mo
Deposit HK$31.99M · loan HK$47.99M · min. income ≈ HK$465,160/mo (50% DSR)
Upfront cash ≈ HK$35.39M (deposit + AVD stamp duty HK$3,399,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,475
−HK$13,154/mo
▼ 0.25% · 3.875%
HK$250,005
−HK$6,624/mo
Today · 4.125%
HK$256,629
baseline
▲ 0.50% · 4.625%
HK$270,157
+HK$13,528/mo
Deposit HK$31.99M · loan HK$47.99M · min. income ≈ HK$513,258/mo (50% DSR)
Upfront cash ≈ HK$35.39M (deposit + AVD stamp duty HK$3,399,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,332
−HK$16,012/mo
▼ 0.25% · 3.875%
HK$263,274
−HK$8,070/mo
Today · 4.125%
HK$271,344
baseline
▲ 0.50% · 4.625%
HK$287,854
+HK$16,510/mo
Deposit HK$23.99M · loan HK$55.99M · min. income ≈ HK$542,688/mo (50% DSR)
Upfront cash ≈ HK$27.39M (deposit + AVD stamp duty HK$3,399,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,054
−HK$15,347/mo
▼ 0.25% · 3.875%
HK$291,672
−HK$7,729/mo
Today · 4.125%
HK$299,401
baseline
▲ 0.50% · 4.625%
HK$315,183
+HK$15,782/mo
Deposit HK$23.99M · loan HK$55.99M · min. income ≈ HK$598,802/mo (50% DSR)
Upfront cash ≈ HK$27.39M (deposit + AVD stamp duty HK$3,399,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$328,284
−HK$20,586/mo
▼ 0.25% · 3.875%
HK$338,496
−HK$10,374/mo
Today · 4.125%
HK$348,870
baseline
▲ 0.50% · 4.625%
HK$370,098
+HK$21,228/mo
Deposit HK$8.00M · loan HK$71.98M · min. income ≈ HK$697,740/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$3,399,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$365,213
−HK$19,731/mo
▼ 0.25% · 3.875%
HK$375,007
−HK$9,937/mo
Today · 4.125%
HK$384,944
baseline
▲ 0.50% · 4.625%
HK$405,235
+HK$20,291/mo
Deposit HK$8.00M · loan HK$71.98M · min. income ≈ HK$769,888/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$3,399,246 · Scale 2, in force from 26 Feb 2026)