LTV · monthly repayment
▼ 0.50% · 3.625%
HK$182,384
−HK$11,437/mo
▼ 0.25% · 3.875%
HK$188,057
−HK$5,764/mo
Today · 4.125%
HK$193,821
baseline
▲ 0.50% · 4.625%
HK$205,615
+HK$11,794/mo
Deposit HK$39.99M · loan HK$39.99M · min. income ≈ HK$387,642/mo (50% DSR)
Upfront cash ≈ HK$43.39M (deposit + AVD stamp duty HK$3,399,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,900
−HK$10,962/mo
▼ 0.25% · 3.875%
HK$208,342
−HK$5,520/mo
Today · 4.125%
HK$213,862
baseline
▲ 0.50% · 4.625%
HK$225,135
+HK$11,273/mo
Deposit HK$39.99M · loan HK$39.99M · min. income ≈ HK$427,724/mo (50% DSR)
Upfront cash ≈ HK$43.39M (deposit + AVD stamp duty HK$3,399,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,861
−HK$13,724/mo
▼ 0.25% · 3.875%
HK$225,669
−HK$6,916/mo
Today · 4.125%
HK$232,585
baseline
▲ 0.50% · 4.625%
HK$246,737
+HK$14,152/mo
Deposit HK$31.99M · loan HK$47.99M · min. income ≈ HK$465,170/mo (50% DSR)
Upfront cash ≈ HK$35.39M (deposit + AVD stamp duty HK$3,399,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,480
−HK$13,155/mo
▼ 0.25% · 3.875%
HK$250,010
−HK$6,625/mo
Today · 4.125%
HK$256,635
baseline
▲ 0.50% · 4.625%
HK$270,162
+HK$13,527/mo
Deposit HK$31.99M · loan HK$47.99M · min. income ≈ HK$513,270/mo (50% DSR)
Upfront cash ≈ HK$35.39M (deposit + AVD stamp duty HK$3,399,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,337
−HK$16,012/mo
▼ 0.25% · 3.875%
HK$263,280
−HK$8,069/mo
Today · 4.125%
HK$271,349
baseline
▲ 0.50% · 4.625%
HK$287,860
+HK$16,511/mo
Deposit HK$24.00M · loan HK$55.99M · min. income ≈ HK$542,698/mo (50% DSR)
Upfront cash ≈ HK$27.39M (deposit + AVD stamp duty HK$3,399,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,060
−HK$15,347/mo
▼ 0.25% · 3.875%
HK$291,679
−HK$7,728/mo
Today · 4.125%
HK$299,407
baseline
▲ 0.50% · 4.625%
HK$315,189
+HK$15,782/mo
Deposit HK$24.00M · loan HK$55.99M · min. income ≈ HK$598,814/mo (50% DSR)
Upfront cash ≈ HK$27.39M (deposit + AVD stamp duty HK$3,399,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$328,291
−HK$20,587/mo
▼ 0.25% · 3.875%
HK$338,503
−HK$10,375/mo
Today · 4.125%
HK$348,878
baseline
▲ 0.50% · 4.625%
HK$370,106
+HK$21,228/mo
Deposit HK$8.00M · loan HK$71.99M · min. income ≈ HK$697,756/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$3,399,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$365,221
−HK$19,731/mo
▼ 0.25% · 3.875%
HK$375,016
−HK$9,936/mo
Today · 4.125%
HK$384,952
baseline
▲ 0.50% · 4.625%
HK$405,244
+HK$20,292/mo
Deposit HK$8.00M · loan HK$71.99M · min. income ≈ HK$769,904/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$3,399,318 · Scale 2, in force from 26 Feb 2026)