LTV · monthly repayment
▼ 0.50% · 3.625%
HK$182,485
−HK$11,444/mo
▼ 0.25% · 3.875%
HK$188,162
−HK$5,767/mo
Today · 4.125%
HK$193,929
baseline
▲ 0.50% · 4.625%
HK$205,729
+HK$11,800/mo
Deposit HK$40.01M · loan HK$40.01M · min. income ≈ HK$387,858/mo (50% DSR)
Upfront cash ≈ HK$43.42M (deposit + AVD stamp duty HK$3,401,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,013
−HK$10,968/mo
▼ 0.25% · 3.875%
HK$208,458
−HK$5,523/mo
Today · 4.125%
HK$213,981
baseline
▲ 0.50% · 4.625%
HK$225,261
+HK$11,280/mo
Deposit HK$40.01M · loan HK$40.01M · min. income ≈ HK$427,962/mo (50% DSR)
Upfront cash ≈ HK$43.42M (deposit + AVD stamp duty HK$3,401,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,983
−HK$13,732/mo
▼ 0.25% · 3.875%
HK$225,794
−HK$6,921/mo
Today · 4.125%
HK$232,715
baseline
▲ 0.50% · 4.625%
HK$246,875
+HK$14,160/mo
Deposit HK$32.01M · loan HK$48.02M · min. income ≈ HK$465,430/mo (50% DSR)
Upfront cash ≈ HK$35.41M (deposit + AVD stamp duty HK$3,401,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,616
−HK$13,162/mo
▼ 0.25% · 3.875%
HK$250,150
−HK$6,628/mo
Today · 4.125%
HK$256,778
baseline
▲ 0.50% · 4.625%
HK$270,313
+HK$13,535/mo
Deposit HK$32.01M · loan HK$48.02M · min. income ≈ HK$513,556/mo (50% DSR)
Upfront cash ≈ HK$35.41M (deposit + AVD stamp duty HK$3,401,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,480
−HK$16,020/mo
▼ 0.25% · 3.875%
HK$263,426
−HK$8,074/mo
Today · 4.125%
HK$271,500
baseline
▲ 0.50% · 4.625%
HK$288,021
+HK$16,521/mo
Deposit HK$24.01M · loan HK$56.02M · min. income ≈ HK$543,000/mo (50% DSR)
Upfront cash ≈ HK$27.41M (deposit + AVD stamp duty HK$3,401,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,219
−HK$15,355/mo
▼ 0.25% · 3.875%
HK$291,841
−HK$7,733/mo
Today · 4.125%
HK$299,574
baseline
▲ 0.50% · 4.625%
HK$315,365
+HK$15,791/mo
Deposit HK$24.01M · loan HK$56.02M · min. income ≈ HK$599,148/mo (50% DSR)
Upfront cash ≈ HK$27.41M (deposit + AVD stamp duty HK$3,401,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$328,474
−HK$20,598/mo
▼ 0.25% · 3.875%
HK$338,691
−HK$10,381/mo
Today · 4.125%
HK$349,072
baseline
▲ 0.50% · 4.625%
HK$370,312
+HK$21,240/mo
Deposit HK$8.00M · loan HK$72.03M · min. income ≈ HK$698,144/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$3,401,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$365,424
−HK$19,743/mo
▼ 0.25% · 3.875%
HK$375,224
−HK$9,943/mo
Today · 4.125%
HK$385,167
baseline
▲ 0.50% · 4.625%
HK$405,469
+HK$20,302/mo
Deposit HK$8.00M · loan HK$72.03M · min. income ≈ HK$770,334/mo (50% DSR)
Upfront cash ≈ HK$11.40M (deposit + AVD stamp duty HK$3,401,211 · Scale 2, in force from 26 Feb 2026)