LTV · monthly repayment
▼ 0.50% · 3.625%
HK$182,518
−HK$11,446/mo
▼ 0.25% · 3.875%
HK$188,196
−HK$5,768/mo
Today · 4.125%
HK$193,964
baseline
▲ 0.50% · 4.625%
HK$205,766
+HK$11,802/mo
Deposit HK$40.02M · loan HK$40.02M · min. income ≈ HK$387,928/mo (50% DSR)
Upfront cash ≈ HK$43.42M (deposit + AVD stamp duty HK$3,401,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,050
−HK$10,970/mo
▼ 0.25% · 3.875%
HK$208,496
−HK$5,524/mo
Today · 4.125%
HK$214,020
baseline
▲ 0.50% · 4.625%
HK$225,301
+HK$11,281/mo
Deposit HK$40.02M · loan HK$40.02M · min. income ≈ HK$428,040/mo (50% DSR)
Upfront cash ≈ HK$43.42M (deposit + AVD stamp duty HK$3,401,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,022
−HK$13,735/mo
▼ 0.25% · 3.875%
HK$225,835
−HK$6,922/mo
Today · 4.125%
HK$232,757
baseline
▲ 0.50% · 4.625%
HK$246,919
+HK$14,162/mo
Deposit HK$32.02M · loan HK$48.03M · min. income ≈ HK$465,514/mo (50% DSR)
Upfront cash ≈ HK$35.42M (deposit + AVD stamp duty HK$3,401,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,660
−HK$13,164/mo
▼ 0.25% · 3.875%
HK$250,195
−HK$6,629/mo
Today · 4.125%
HK$256,824
baseline
▲ 0.50% · 4.625%
HK$270,362
+HK$13,538/mo
Deposit HK$32.02M · loan HK$48.03M · min. income ≈ HK$513,648/mo (50% DSR)
Upfront cash ≈ HK$35.42M (deposit + AVD stamp duty HK$3,401,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,526
−HK$16,024/mo
▼ 0.25% · 3.875%
HK$263,474
−HK$8,076/mo
Today · 4.125%
HK$271,550
baseline
▲ 0.50% · 4.625%
HK$288,073
+HK$16,523/mo
Deposit HK$24.01M · loan HK$56.03M · min. income ≈ HK$543,100/mo (50% DSR)
Upfront cash ≈ HK$27.41M (deposit + AVD stamp duty HK$3,401,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,270
−HK$15,358/mo
▼ 0.25% · 3.875%
HK$291,894
−HK$7,734/mo
Today · 4.125%
HK$299,628
baseline
▲ 0.50% · 4.625%
HK$315,422
+HK$15,794/mo
Deposit HK$24.01M · loan HK$56.03M · min. income ≈ HK$599,256/mo (50% DSR)
Upfront cash ≈ HK$27.41M (deposit + AVD stamp duty HK$3,401,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$328,533
−HK$20,602/mo
▼ 0.25% · 3.875%
HK$338,752
−HK$10,383/mo
Today · 4.125%
HK$349,135
baseline
▲ 0.50% · 4.625%
HK$370,379
+HK$21,244/mo
Deposit HK$8.00M · loan HK$72.04M · min. income ≈ HK$698,270/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$3,401,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$365,490
−HK$19,746/mo
▼ 0.25% · 3.875%
HK$375,292
−HK$9,944/mo
Today · 4.125%
HK$385,236
baseline
▲ 0.50% · 4.625%
HK$405,543
+HK$20,307/mo
Deposit HK$8.00M · loan HK$72.04M · min. income ≈ HK$770,472/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$3,401,826 · Scale 2, in force from 26 Feb 2026)