LTV · monthly repayment
▼ 0.50% · 3.625%
HK$182,539
−HK$11,447/mo
▼ 0.25% · 3.875%
HK$188,217
−HK$5,769/mo
Today · 4.125%
HK$193,986
baseline
▲ 0.50% · 4.625%
HK$205,790
+HK$11,804/mo
Deposit HK$40.03M · loan HK$40.03M · min. income ≈ HK$387,972/mo (50% DSR)
Upfront cash ≈ HK$43.43M (deposit + AVD stamp duty HK$3,402,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,073
−HK$10,971/mo
▼ 0.25% · 3.875%
HK$208,519
−HK$5,525/mo
Today · 4.125%
HK$214,044
baseline
▲ 0.50% · 4.625%
HK$225,327
+HK$11,283/mo
Deposit HK$40.03M · loan HK$40.03M · min. income ≈ HK$428,088/mo (50% DSR)
Upfront cash ≈ HK$43.43M (deposit + AVD stamp duty HK$3,402,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,047
−HK$13,736/mo
▼ 0.25% · 3.875%
HK$225,861
−HK$6,922/mo
Today · 4.125%
HK$232,783
baseline
▲ 0.50% · 4.625%
HK$246,947
+HK$14,164/mo
Deposit HK$32.02M · loan HK$48.03M · min. income ≈ HK$465,566/mo (50% DSR)
Upfront cash ≈ HK$35.42M (deposit + AVD stamp duty HK$3,402,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,688
−HK$13,165/mo
▼ 0.25% · 3.875%
HK$250,223
−HK$6,630/mo
Today · 4.125%
HK$256,853
baseline
▲ 0.50% · 4.625%
HK$270,392
+HK$13,539/mo
Deposit HK$32.02M · loan HK$48.03M · min. income ≈ HK$513,706/mo (50% DSR)
Upfront cash ≈ HK$35.42M (deposit + AVD stamp duty HK$3,402,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,555
−HK$16,025/mo
▼ 0.25% · 3.875%
HK$263,504
−HK$8,076/mo
Today · 4.125%
HK$271,580
baseline
▲ 0.50% · 4.625%
HK$288,105
+HK$16,525/mo
Deposit HK$24.02M · loan HK$56.04M · min. income ≈ HK$543,160/mo (50% DSR)
Upfront cash ≈ HK$27.42M (deposit + AVD stamp duty HK$3,402,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,302
−HK$15,360/mo
▼ 0.25% · 3.875%
HK$291,927
−HK$7,735/mo
Today · 4.125%
HK$299,662
baseline
▲ 0.50% · 4.625%
HK$315,458
+HK$15,796/mo
Deposit HK$24.02M · loan HK$56.04M · min. income ≈ HK$599,324/mo (50% DSR)
Upfront cash ≈ HK$27.42M (deposit + AVD stamp duty HK$3,402,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$328,570
−HK$20,605/mo
▼ 0.25% · 3.875%
HK$338,791
−HK$10,384/mo
Today · 4.125%
HK$349,175
baseline
▲ 0.50% · 4.625%
HK$370,421
+HK$21,246/mo
Deposit HK$8.01M · loan HK$72.05M · min. income ≈ HK$698,350/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$3,402,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$365,531
−HK$19,749/mo
▼ 0.25% · 3.875%
HK$375,335
−HK$9,945/mo
Today · 4.125%
HK$385,280
baseline
▲ 0.50% · 4.625%
HK$405,588
+HK$20,308/mo
Deposit HK$8.01M · loan HK$72.05M · min. income ≈ HK$770,560/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$3,402,211 · Scale 2, in force from 26 Feb 2026)