LTV · monthly repayment
▼ 0.50% · 3.625%
HK$182,603
−HK$11,451/mo
▼ 0.25% · 3.875%
HK$188,283
−HK$5,771/mo
Today · 4.125%
HK$194,054
baseline
▲ 0.50% · 4.625%
HK$205,861
+HK$11,807/mo
Deposit HK$40.04M · loan HK$40.04M · min. income ≈ HK$388,108/mo (50% DSR)
Upfront cash ≈ HK$43.44M (deposit + AVD stamp duty HK$3,403,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,144
−HK$10,975/mo
▼ 0.25% · 3.875%
HK$208,592
−HK$5,527/mo
Today · 4.125%
HK$214,119
baseline
▲ 0.50% · 4.625%
HK$225,406
+HK$11,287/mo
Deposit HK$40.04M · loan HK$40.04M · min. income ≈ HK$428,238/mo (50% DSR)
Upfront cash ≈ HK$43.44M (deposit + AVD stamp duty HK$3,403,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,123
−HK$13,741/mo
▼ 0.25% · 3.875%
HK$225,939
−HK$6,925/mo
Today · 4.125%
HK$232,864
baseline
▲ 0.50% · 4.625%
HK$247,034
+HK$14,170/mo
Deposit HK$32.03M · loan HK$48.05M · min. income ≈ HK$465,728/mo (50% DSR)
Upfront cash ≈ HK$35.44M (deposit + AVD stamp duty HK$3,403,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,773
−HK$13,170/mo
▼ 0.25% · 3.875%
HK$250,311
−HK$6,632/mo
Today · 4.125%
HK$256,943
baseline
▲ 0.50% · 4.625%
HK$270,487
+HK$13,544/mo
Deposit HK$32.03M · loan HK$48.05M · min. income ≈ HK$513,886/mo (50% DSR)
Upfront cash ≈ HK$35.44M (deposit + AVD stamp duty HK$3,403,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,644
−HK$16,031/mo
▼ 0.25% · 3.875%
HK$263,596
−HK$8,079/mo
Today · 4.125%
HK$271,675
baseline
▲ 0.50% · 4.625%
HK$288,206
+HK$16,531/mo
Deposit HK$24.02M · loan HK$56.06M · min. income ≈ HK$543,350/mo (50% DSR)
Upfront cash ≈ HK$27.43M (deposit + AVD stamp duty HK$3,403,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,401
−HK$15,366/mo
▼ 0.25% · 3.875%
HK$292,029
−HK$7,738/mo
Today · 4.125%
HK$299,767
baseline
▲ 0.50% · 4.625%
HK$315,568
+HK$15,801/mo
Deposit HK$24.02M · loan HK$56.06M · min. income ≈ HK$599,534/mo (50% DSR)
Upfront cash ≈ HK$27.43M (deposit + AVD stamp duty HK$3,403,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$328,685
−HK$20,612/mo
▼ 0.25% · 3.875%
HK$338,909
−HK$10,388/mo
Today · 4.125%
HK$349,297
baseline
▲ 0.50% · 4.625%
HK$370,551
+HK$21,254/mo
Deposit HK$8.01M · loan HK$72.07M · min. income ≈ HK$698,594/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$3,403,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$365,659
−HK$19,755/mo
▼ 0.25% · 3.875%
HK$375,466
−HK$9,948/mo
Today · 4.125%
HK$385,414
baseline
▲ 0.50% · 4.625%
HK$405,730
+HK$20,316/mo
Deposit HK$8.01M · loan HK$72.07M · min. income ≈ HK$770,828/mo (50% DSR)
Upfront cash ≈ HK$11.41M (deposit + AVD stamp duty HK$3,403,399 · Scale 2, in force from 26 Feb 2026)