LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,265
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$18,833
−HK$577/mo
Today · 4.125%
HK$19,410
baseline
▲ 0.50% · 4.625%
HK$20,591
+HK$1,181/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$38,820/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,320
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$20,865
−HK$552/mo
Today · 4.125%
HK$21,417
baseline
▲ 0.50% · 4.625%
HK$22,546
+HK$1,129/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$42,834/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,918
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,600
−HK$692/mo
Today · 4.125%
HK$23,292
baseline
▲ 0.50% · 4.625%
HK$24,710
+HK$1,418/mo
Deposit HK$3.20M · loan HK$4.81M · min. income ≈ HK$46,584/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$240,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,384
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,038
−HK$663/mo
Today · 4.125%
HK$25,701
baseline
▲ 0.50% · 4.625%
HK$27,056
+HK$1,355/mo
Deposit HK$3.20M · loan HK$4.81M · min. income ≈ HK$51,402/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$240,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,571
−HK$1,604/mo
▼ 0.25% · 3.875%
HK$26,366
−HK$809/mo
Today · 4.125%
HK$27,175
baseline
▲ 0.50% · 4.625%
HK$28,828
+HK$1,653/mo
Deposit HK$2.40M · loan HK$5.61M · min. income ≈ HK$54,350/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$240,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,448
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,210
−HK$774/mo
Today · 4.125%
HK$29,984
baseline
▲ 0.50% · 4.625%
HK$31,565
+HK$1,581/mo
Deposit HK$2.40M · loan HK$5.61M · min. income ≈ HK$59,968/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$240,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,877
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$33,900
−HK$1,039/mo
Today · 4.125%
HK$34,939
baseline
▲ 0.50% · 4.625%
HK$37,065
+HK$2,126/mo
Deposit HK$801K · loan HK$7.21M · min. income ≈ HK$69,878/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,303 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,575
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,556
−HK$995/mo
Today · 4.125%
HK$38,551
baseline
▲ 0.50% · 4.625%
HK$40,584
+HK$2,033/mo
Deposit HK$801K · loan HK$7.21M · min. income ≈ HK$77,102/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,303 · Scale 2, in force from 26 Feb 2026)