LTV · monthly repayment
▼ 0.50% · 3.625%
HK$182,733
−HK$11,459/mo
▼ 0.25% · 3.875%
HK$188,417
−HK$5,775/mo
Today · 4.125%
HK$194,192
baseline
▲ 0.50% · 4.625%
HK$206,008
+HK$11,816/mo
Deposit HK$40.07M · loan HK$40.07M · min. income ≈ HK$388,384/mo (50% DSR)
Upfront cash ≈ HK$43.47M (deposit + AVD stamp duty HK$3,405,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,289
−HK$10,983/mo
▼ 0.25% · 3.875%
HK$208,741
−HK$5,531/mo
Today · 4.125%
HK$214,272
baseline
▲ 0.50% · 4.625%
HK$225,566
+HK$11,294/mo
Deposit HK$40.07M · loan HK$40.07M · min. income ≈ HK$428,544/mo (50% DSR)
Upfront cash ≈ HK$43.47M (deposit + AVD stamp duty HK$3,405,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,280
−HK$13,751/mo
▼ 0.25% · 3.875%
HK$226,101
−HK$6,930/mo
Today · 4.125%
HK$233,031
baseline
▲ 0.50% · 4.625%
HK$247,210
+HK$14,179/mo
Deposit HK$32.05M · loan HK$48.08M · min. income ≈ HK$466,062/mo (50% DSR)
Upfront cash ≈ HK$35.46M (deposit + AVD stamp duty HK$3,405,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,947
−HK$13,179/mo
▼ 0.25% · 3.875%
HK$250,489
−HK$6,637/mo
Today · 4.125%
HK$257,126
baseline
▲ 0.50% · 4.625%
HK$270,680
+HK$13,554/mo
Deposit HK$32.05M · loan HK$48.08M · min. income ≈ HK$514,252/mo (50% DSR)
Upfront cash ≈ HK$35.46M (deposit + AVD stamp duty HK$3,405,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,826
−HK$16,043/mo
▼ 0.25% · 3.875%
HK$263,784
−HK$8,085/mo
Today · 4.125%
HK$271,869
baseline
▲ 0.50% · 4.625%
HK$288,412
+HK$16,543/mo
Deposit HK$24.04M · loan HK$56.10M · min. income ≈ HK$543,738/mo (50% DSR)
Upfront cash ≈ HK$27.45M (deposit + AVD stamp duty HK$3,405,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,604
−HK$15,377/mo
▼ 0.25% · 3.875%
HK$292,237
−HK$7,744/mo
Today · 4.125%
HK$299,981
baseline
▲ 0.50% · 4.625%
HK$315,793
+HK$15,812/mo
Deposit HK$24.04M · loan HK$56.10M · min. income ≈ HK$599,962/mo (50% DSR)
Upfront cash ≈ HK$27.45M (deposit + AVD stamp duty HK$3,405,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$328,920
−HK$20,626/mo
▼ 0.25% · 3.875%
HK$339,151
−HK$10,395/mo
Today · 4.125%
HK$349,546
baseline
▲ 0.50% · 4.625%
HK$370,815
+HK$21,269/mo
Deposit HK$8.01M · loan HK$72.12M · min. income ≈ HK$699,092/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$3,405,827 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$365,920
−HK$19,769/mo
▼ 0.25% · 3.875%
HK$375,734
−HK$9,955/mo
Today · 4.125%
HK$385,689
baseline
▲ 0.50% · 4.625%
HK$406,020
+HK$20,331/mo
Deposit HK$8.01M · loan HK$72.12M · min. income ≈ HK$771,378/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$3,405,827 · Scale 2, in force from 26 Feb 2026)