LTV · monthly repayment
▼ 0.50% · 3.625%
HK$182,739
−HK$11,460/mo
▼ 0.25% · 3.875%
HK$188,424
−HK$5,775/mo
Today · 4.125%
HK$194,199
baseline
▲ 0.50% · 4.625%
HK$206,015
+HK$11,816/mo
Deposit HK$40.07M · loan HK$40.07M · min. income ≈ HK$388,398/mo (50% DSR)
Upfront cash ≈ HK$43.48M (deposit + AVD stamp duty HK$3,405,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,296
−HK$10,983/mo
▼ 0.25% · 3.875%
HK$208,748
−HK$5,531/mo
Today · 4.125%
HK$214,279
baseline
▲ 0.50% · 4.625%
HK$225,574
+HK$11,295/mo
Deposit HK$40.07M · loan HK$40.07M · min. income ≈ HK$428,558/mo (50% DSR)
Upfront cash ≈ HK$43.48M (deposit + AVD stamp duty HK$3,405,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,287
−HK$13,752/mo
▼ 0.25% · 3.875%
HK$226,108
−HK$6,931/mo
Today · 4.125%
HK$233,039
baseline
▲ 0.50% · 4.625%
HK$247,218
+HK$14,179/mo
Deposit HK$32.06M · loan HK$48.08M · min. income ≈ HK$466,078/mo (50% DSR)
Upfront cash ≈ HK$35.46M (deposit + AVD stamp duty HK$3,405,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,955
−HK$13,180/mo
▼ 0.25% · 3.875%
HK$250,498
−HK$6,637/mo
Today · 4.125%
HK$257,135
baseline
▲ 0.50% · 4.625%
HK$270,689
+HK$13,554/mo
Deposit HK$32.06M · loan HK$48.08M · min. income ≈ HK$514,270/mo (50% DSR)
Upfront cash ≈ HK$35.46M (deposit + AVD stamp duty HK$3,405,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,835
−HK$16,043/mo
▼ 0.25% · 3.875%
HK$263,793
−HK$8,085/mo
Today · 4.125%
HK$271,878
baseline
▲ 0.50% · 4.625%
HK$288,421
+HK$16,543/mo
Deposit HK$24.04M · loan HK$56.10M · min. income ≈ HK$543,756/mo (50% DSR)
Upfront cash ≈ HK$27.45M (deposit + AVD stamp duty HK$3,405,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,614
−HK$15,377/mo
▼ 0.25% · 3.875%
HK$292,247
−HK$7,744/mo
Today · 4.125%
HK$299,991
baseline
▲ 0.50% · 4.625%
HK$315,804
+HK$15,813/mo
Deposit HK$24.04M · loan HK$56.10M · min. income ≈ HK$599,982/mo (50% DSR)
Upfront cash ≈ HK$27.45M (deposit + AVD stamp duty HK$3,405,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$328,931
−HK$20,627/mo
▼ 0.25% · 3.875%
HK$339,163
−HK$10,395/mo
Today · 4.125%
HK$349,558
baseline
▲ 0.50% · 4.625%
HK$370,828
+HK$21,270/mo
Deposit HK$8.01M · loan HK$72.13M · min. income ≈ HK$699,116/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$3,405,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$365,932
−HK$19,771/mo
▼ 0.25% · 3.875%
HK$375,746
−HK$9,957/mo
Today · 4.125%
HK$385,703
baseline
▲ 0.50% · 4.625%
HK$406,033
+HK$20,330/mo
Deposit HK$8.01M · loan HK$72.13M · min. income ≈ HK$771,406/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$3,405,944 · Scale 2, in force from 26 Feb 2026)