LTV · monthly repayment
▼ 0.50% · 3.625%
HK$182,753
−HK$11,460/mo
▼ 0.25% · 3.875%
HK$188,437
−HK$5,776/mo
Today · 4.125%
HK$194,213
baseline
▲ 0.50% · 4.625%
HK$206,030
+HK$11,817/mo
Deposit HK$40.07M · loan HK$40.07M · min. income ≈ HK$388,426/mo (50% DSR)
Upfront cash ≈ HK$43.48M (deposit + AVD stamp duty HK$3,406,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,310
−HK$10,985/mo
▼ 0.25% · 3.875%
HK$208,763
−HK$5,532/mo
Today · 4.125%
HK$214,295
baseline
▲ 0.50% · 4.625%
HK$225,591
+HK$11,296/mo
Deposit HK$40.07M · loan HK$40.07M · min. income ≈ HK$428,590/mo (50% DSR)
Upfront cash ≈ HK$43.48M (deposit + AVD stamp duty HK$3,406,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,303
−HK$13,752/mo
▼ 0.25% · 3.875%
HK$226,125
−HK$6,930/mo
Today · 4.125%
HK$233,055
baseline
▲ 0.50% · 4.625%
HK$247,236
+HK$14,181/mo
Deposit HK$32.06M · loan HK$48.09M · min. income ≈ HK$466,110/mo (50% DSR)
Upfront cash ≈ HK$35.46M (deposit + AVD stamp duty HK$3,406,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,973
−HK$13,181/mo
▼ 0.25% · 3.875%
HK$250,516
−HK$6,638/mo
Today · 4.125%
HK$257,154
baseline
▲ 0.50% · 4.625%
HK$270,709
+HK$13,555/mo
Deposit HK$32.06M · loan HK$48.09M · min. income ≈ HK$514,308/mo (50% DSR)
Upfront cash ≈ HK$35.46M (deposit + AVD stamp duty HK$3,406,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,854
−HK$16,044/mo
▼ 0.25% · 3.875%
HK$263,812
−HK$8,086/mo
Today · 4.125%
HK$271,898
baseline
▲ 0.50% · 4.625%
HK$288,442
+HK$16,544/mo
Deposit HK$24.04M · loan HK$56.10M · min. income ≈ HK$543,796/mo (50% DSR)
Upfront cash ≈ HK$27.45M (deposit + AVD stamp duty HK$3,406,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,635
−HK$15,378/mo
▼ 0.25% · 3.875%
HK$292,268
−HK$7,745/mo
Today · 4.125%
HK$300,013
baseline
▲ 0.50% · 4.625%
HK$315,827
+HK$15,814/mo
Deposit HK$24.04M · loan HK$56.10M · min. income ≈ HK$600,026/mo (50% DSR)
Upfront cash ≈ HK$27.45M (deposit + AVD stamp duty HK$3,406,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$328,955
−HK$20,628/mo
▼ 0.25% · 3.875%
HK$339,187
−HK$10,396/mo
Today · 4.125%
HK$349,583
baseline
▲ 0.50% · 4.625%
HK$370,854
+HK$21,271/mo
Deposit HK$8.01M · loan HK$72.13M · min. income ≈ HK$699,166/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$3,406,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$365,959
−HK$19,772/mo
▼ 0.25% · 3.875%
HK$375,774
−HK$9,957/mo
Today · 4.125%
HK$385,731
baseline
▲ 0.50% · 4.625%
HK$406,063
+HK$20,332/mo
Deposit HK$8.01M · loan HK$72.13M · min. income ≈ HK$771,462/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$3,406,191 · Scale 2, in force from 26 Feb 2026)