LTV · monthly repayment
▼ 0.50% · 3.625%
HK$182,787
−HK$11,462/mo
▼ 0.25% · 3.875%
HK$188,473
−HK$5,776/mo
Today · 4.125%
HK$194,249
baseline
▲ 0.50% · 4.625%
HK$206,069
+HK$11,820/mo
Deposit HK$40.08M · loan HK$40.08M · min. income ≈ HK$388,498/mo (50% DSR)
Upfront cash ≈ HK$43.49M (deposit + AVD stamp duty HK$3,406,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,349
−HK$10,986/mo
▼ 0.25% · 3.875%
HK$208,802
−HK$5,533/mo
Today · 4.125%
HK$214,335
baseline
▲ 0.50% · 4.625%
HK$225,633
+HK$11,298/mo
Deposit HK$40.08M · loan HK$40.08M · min. income ≈ HK$428,670/mo (50% DSR)
Upfront cash ≈ HK$43.49M (deposit + AVD stamp duty HK$3,406,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,344
−HK$13,755/mo
▼ 0.25% · 3.875%
HK$226,167
−HK$6,932/mo
Today · 4.125%
HK$233,099
baseline
▲ 0.50% · 4.625%
HK$247,283
+HK$14,184/mo
Deposit HK$32.06M · loan HK$48.10M · min. income ≈ HK$466,198/mo (50% DSR)
Upfront cash ≈ HK$35.47M (deposit + AVD stamp duty HK$3,406,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,018
−HK$13,184/mo
▼ 0.25% · 3.875%
HK$250,563
−HK$6,639/mo
Today · 4.125%
HK$257,202
baseline
▲ 0.50% · 4.625%
HK$270,759
+HK$13,557/mo
Deposit HK$32.06M · loan HK$48.10M · min. income ≈ HK$514,404/mo (50% DSR)
Upfront cash ≈ HK$35.47M (deposit + AVD stamp duty HK$3,406,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,902
−HK$16,047/mo
▼ 0.25% · 3.875%
HK$263,862
−HK$8,087/mo
Today · 4.125%
HK$271,949
baseline
▲ 0.50% · 4.625%
HK$288,496
+HK$16,547/mo
Deposit HK$24.05M · loan HK$56.11M · min. income ≈ HK$543,898/mo (50% DSR)
Upfront cash ≈ HK$27.46M (deposit + AVD stamp duty HK$3,406,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,688
−HK$15,381/mo
▼ 0.25% · 3.875%
HK$292,323
−HK$7,746/mo
Today · 4.125%
HK$300,069
baseline
▲ 0.50% · 4.625%
HK$315,886
+HK$15,817/mo
Deposit HK$24.05M · loan HK$56.11M · min. income ≈ HK$600,138/mo (50% DSR)
Upfront cash ≈ HK$27.46M (deposit + AVD stamp duty HK$3,406,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$329,016
−HK$20,633/mo
▼ 0.25% · 3.875%
HK$339,251
−HK$10,398/mo
Today · 4.125%
HK$349,649
baseline
▲ 0.50% · 4.625%
HK$370,924
+HK$21,275/mo
Deposit HK$8.02M · loan HK$72.14M · min. income ≈ HK$699,298/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$3,406,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$366,027
−HK$19,776/mo
▼ 0.25% · 3.875%
HK$375,844
−HK$9,959/mo
Today · 4.125%
HK$385,803
baseline
▲ 0.50% · 4.625%
HK$406,139
+HK$20,336/mo
Deposit HK$8.02M · loan HK$72.14M · min. income ≈ HK$771,606/mo (50% DSR)
Upfront cash ≈ HK$11.42M (deposit + AVD stamp duty HK$3,406,829 · Scale 2, in force from 26 Feb 2026)