LTV · monthly repayment
▼ 0.50% · 3.625%
HK$182,866
−HK$11,468/mo
▼ 0.25% · 3.875%
HK$188,555
−HK$5,779/mo
Today · 4.125%
HK$194,334
baseline
▲ 0.50% · 4.625%
HK$206,159
+HK$11,825/mo
Deposit HK$40.10M · loan HK$40.10M · min. income ≈ HK$388,668/mo (50% DSR)
Upfront cash ≈ HK$43.51M (deposit + AVD stamp duty HK$3,408,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,437
−HK$10,991/mo
▼ 0.25% · 3.875%
HK$208,893
−HK$5,535/mo
Today · 4.125%
HK$214,428
baseline
▲ 0.50% · 4.625%
HK$225,731
+HK$11,303/mo
Deposit HK$40.10M · loan HK$40.10M · min. income ≈ HK$428,856/mo (50% DSR)
Upfront cash ≈ HK$43.51M (deposit + AVD stamp duty HK$3,408,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,440
−HK$13,761/mo
▼ 0.25% · 3.875%
HK$226,266
−HK$6,935/mo
Today · 4.125%
HK$233,201
baseline
▲ 0.50% · 4.625%
HK$247,390
+HK$14,189/mo
Deposit HK$32.08M · loan HK$48.12M · min. income ≈ HK$466,402/mo (50% DSR)
Upfront cash ≈ HK$35.49M (deposit + AVD stamp duty HK$3,408,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,125
−HK$13,189/mo
▼ 0.25% · 3.875%
HK$250,672
−HK$6,642/mo
Today · 4.125%
HK$257,314
baseline
▲ 0.50% · 4.625%
HK$270,877
+HK$13,563/mo
Deposit HK$32.08M · loan HK$48.12M · min. income ≈ HK$514,628/mo (50% DSR)
Upfront cash ≈ HK$35.49M (deposit + AVD stamp duty HK$3,408,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,013
−HK$16,054/mo
▼ 0.25% · 3.875%
HK$263,977
−HK$8,090/mo
Today · 4.125%
HK$272,067
baseline
▲ 0.50% · 4.625%
HK$288,622
+HK$16,555/mo
Deposit HK$24.06M · loan HK$56.14M · min. income ≈ HK$544,134/mo (50% DSR)
Upfront cash ≈ HK$27.47M (deposit + AVD stamp duty HK$3,408,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,812
−HK$15,387/mo
▼ 0.25% · 3.875%
HK$292,450
−HK$7,749/mo
Today · 4.125%
HK$300,199
baseline
▲ 0.50% · 4.625%
HK$316,023
+HK$15,824/mo
Deposit HK$24.06M · loan HK$56.14M · min. income ≈ HK$600,398/mo (50% DSR)
Upfront cash ≈ HK$27.47M (deposit + AVD stamp duty HK$3,408,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$329,160
−HK$20,641/mo
▼ 0.25% · 3.875%
HK$339,398
−HK$10,403/mo
Today · 4.125%
HK$349,801
baseline
▲ 0.50% · 4.625%
HK$371,085
+HK$21,284/mo
Deposit HK$8.02M · loan HK$72.18M · min. income ≈ HK$699,602/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$3,408,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$366,187
−HK$19,784/mo
▼ 0.25% · 3.875%
HK$376,008
−HK$9,963/mo
Today · 4.125%
HK$385,971
baseline
▲ 0.50% · 4.625%
HK$406,316
+HK$20,345/mo
Deposit HK$8.02M · loan HK$72.18M · min. income ≈ HK$771,942/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$3,408,312 · Scale 2, in force from 26 Feb 2026)