LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,288
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$18,857
−HK$578/mo
Today · 4.125%
HK$19,435
baseline
▲ 0.50% · 4.625%
HK$20,617
+HK$1,182/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$38,870/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,345
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$20,891
−HK$553/mo
Today · 4.125%
HK$21,444
baseline
▲ 0.50% · 4.625%
HK$22,574
+HK$1,130/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$42,888/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,945
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$22,628
−HK$693/mo
Today · 4.125%
HK$23,321
baseline
▲ 0.50% · 4.625%
HK$24,740
+HK$1,419/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$46,642/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,414
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$25,069
−HK$664/mo
Today · 4.125%
HK$25,733
baseline
▲ 0.50% · 4.625%
HK$27,089
+HK$1,356/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$51,466/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,603
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$26,399
−HK$809/mo
Today · 4.125%
HK$27,208
baseline
▲ 0.50% · 4.625%
HK$28,864
+HK$1,656/mo
Deposit HK$2.41M · loan HK$5.61M · min. income ≈ HK$54,416/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,483
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$29,247
−HK$775/mo
Today · 4.125%
HK$30,022
baseline
▲ 0.50% · 4.625%
HK$31,604
+HK$1,582/mo
Deposit HK$2.41M · loan HK$5.61M · min. income ≈ HK$60,044/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,918
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,942
−HK$1,040/mo
Today · 4.125%
HK$34,982
baseline
▲ 0.50% · 4.625%
HK$37,111
+HK$2,129/mo
Deposit HK$802K · loan HK$7.22M · min. income ≈ HK$69,964/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,621
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$37,603
−HK$996/mo
Today · 4.125%
HK$38,599
baseline
▲ 0.50% · 4.625%
HK$40,634
+HK$2,035/mo
Deposit HK$802K · loan HK$7.22M · min. income ≈ HK$77,198/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,601 · Scale 2, in force from 26 Feb 2026)