LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,290
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$18,858
−HK$579/mo
Today · 4.125%
HK$19,437
baseline
▲ 0.50% · 4.625%
HK$20,619
+HK$1,182/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$38,874/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,347
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$20,893
−HK$553/mo
Today · 4.125%
HK$21,446
baseline
▲ 0.50% · 4.625%
HK$22,577
+HK$1,131/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$42,892/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,948
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$22,630
−HK$694/mo
Today · 4.125%
HK$23,324
baseline
▲ 0.50% · 4.625%
HK$24,743
+HK$1,419/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$46,648/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,416
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$25,071
−HK$665/mo
Today · 4.125%
HK$25,736
baseline
▲ 0.50% · 4.625%
HK$27,092
+HK$1,356/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$51,472/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,605
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$26,402
−HK$809/mo
Today · 4.125%
HK$27,211
baseline
▲ 0.50% · 4.625%
HK$28,867
+HK$1,656/mo
Deposit HK$2.41M · loan HK$5.61M · min. income ≈ HK$54,422/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,486
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$29,250
−HK$775/mo
Today · 4.125%
HK$30,025
baseline
▲ 0.50% · 4.625%
HK$31,607
+HK$1,582/mo
Deposit HK$2.41M · loan HK$5.61M · min. income ≈ HK$60,050/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,921
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$33,945
−HK$1,041/mo
Today · 4.125%
HK$34,986
baseline
▲ 0.50% · 4.625%
HK$37,115
+HK$2,129/mo
Deposit HK$802K · loan HK$7.22M · min. income ≈ HK$69,972/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,625
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$37,607
−HK$996/mo
Today · 4.125%
HK$38,603
baseline
▲ 0.50% · 4.625%
HK$40,638
+HK$2,035/mo
Deposit HK$802K · loan HK$7.22M · min. income ≈ HK$77,206/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,626 · Scale 2, in force from 26 Feb 2026)