LTV · monthly repayment
▼ 0.50% · 3.625%
HK$182,977
−HK$11,475/mo
▼ 0.25% · 3.875%
HK$188,669
−HK$5,783/mo
Today · 4.125%
HK$194,452
baseline
▲ 0.50% · 4.625%
HK$206,284
+HK$11,832/mo
Deposit HK$40.12M · loan HK$40.12M · min. income ≈ HK$388,904/mo (50% DSR)
Upfront cash ≈ HK$43.53M (deposit + AVD stamp duty HK$3,410,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,561
−HK$10,997/mo
▼ 0.25% · 3.875%
HK$209,020
−HK$5,538/mo
Today · 4.125%
HK$214,558
baseline
▲ 0.50% · 4.625%
HK$225,868
+HK$11,310/mo
Deposit HK$40.12M · loan HK$40.12M · min. income ≈ HK$429,116/mo (50% DSR)
Upfront cash ≈ HK$43.53M (deposit + AVD stamp duty HK$3,410,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,573
−HK$13,769/mo
▼ 0.25% · 3.875%
HK$226,403
−HK$6,939/mo
Today · 4.125%
HK$233,342
baseline
▲ 0.50% · 4.625%
HK$247,540
+HK$14,198/mo
Deposit HK$32.10M · loan HK$48.15M · min. income ≈ HK$466,684/mo (50% DSR)
Upfront cash ≈ HK$35.51M (deposit + AVD stamp duty HK$3,410,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,273
−HK$13,197/mo
▼ 0.25% · 3.875%
HK$250,824
−HK$6,646/mo
Today · 4.125%
HK$257,470
baseline
▲ 0.50% · 4.625%
HK$271,042
+HK$13,572/mo
Deposit HK$32.10M · loan HK$48.15M · min. income ≈ HK$514,940/mo (50% DSR)
Upfront cash ≈ HK$35.51M (deposit + AVD stamp duty HK$3,410,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,168
−HK$16,064/mo
▼ 0.25% · 3.875%
HK$264,137
−HK$8,095/mo
Today · 4.125%
HK$272,232
baseline
▲ 0.50% · 4.625%
HK$288,797
+HK$16,565/mo
Deposit HK$24.07M · loan HK$56.17M · min. income ≈ HK$544,464/mo (50% DSR)
Upfront cash ≈ HK$27.48M (deposit + AVD stamp duty HK$3,410,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,985
−HK$15,397/mo
▼ 0.25% · 3.875%
HK$292,628
−HK$7,754/mo
Today · 4.125%
HK$300,382
baseline
▲ 0.50% · 4.625%
HK$316,215
+HK$15,833/mo
Deposit HK$24.07M · loan HK$56.17M · min. income ≈ HK$600,764/mo (50% DSR)
Upfront cash ≈ HK$27.48M (deposit + AVD stamp duty HK$3,410,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$329,359
−HK$20,654/mo
▼ 0.25% · 3.875%
HK$339,604
−HK$10,409/mo
Today · 4.125%
HK$350,013
baseline
▲ 0.50% · 4.625%
HK$371,311
+HK$21,298/mo
Deposit HK$8.02M · loan HK$72.22M · min. income ≈ HK$700,026/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$3,410,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$366,409
−HK$19,796/mo
▼ 0.25% · 3.875%
HK$376,236
−HK$9,969/mo
Today · 4.125%
HK$386,205
baseline
▲ 0.50% · 4.625%
HK$406,562
+HK$20,357/mo
Deposit HK$8.02M · loan HK$72.22M · min. income ≈ HK$772,410/mo (50% DSR)
Upfront cash ≈ HK$11.43M (deposit + AVD stamp duty HK$3,410,381 · Scale 2, in force from 26 Feb 2026)