LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,299
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$18,868
−HK$578/mo
Today · 4.125%
HK$19,446
baseline
▲ 0.50% · 4.625%
HK$20,629
+HK$1,183/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$38,892/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,357
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$20,903
−HK$554/mo
Today · 4.125%
HK$21,457
baseline
▲ 0.50% · 4.625%
HK$22,588
+HK$1,131/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$42,914/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,958
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$22,641
−HK$694/mo
Today · 4.125%
HK$23,335
baseline
▲ 0.50% · 4.625%
HK$24,755
+HK$1,420/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$46,670/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,428
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$25,084
−HK$664/mo
Today · 4.125%
HK$25,748
baseline
▲ 0.50% · 4.625%
HK$27,105
+HK$1,357/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$51,496/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,618
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$26,415
−HK$810/mo
Today · 4.125%
HK$27,225
baseline
▲ 0.50% · 4.625%
HK$28,881
+HK$1,656/mo
Deposit HK$2.41M · loan HK$5.62M · min. income ≈ HK$54,450/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,500
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$29,264
−HK$776/mo
Today · 4.125%
HK$30,040
baseline
▲ 0.50% · 4.625%
HK$31,623
+HK$1,583/mo
Deposit HK$2.41M · loan HK$5.62M · min. income ≈ HK$60,080/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,937
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,962
−HK$1,041/mo
Today · 4.125%
HK$35,003
baseline
▲ 0.50% · 4.625%
HK$37,133
+HK$2,130/mo
Deposit HK$802K · loan HK$7.22M · min. income ≈ HK$70,006/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,643
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$37,625
−HK$997/mo
Today · 4.125%
HK$38,622
baseline
▲ 0.50% · 4.625%
HK$40,658
+HK$2,036/mo
Deposit HK$802K · loan HK$7.22M · min. income ≈ HK$77,244/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,744 · Scale 2, in force from 26 Feb 2026)