LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,305
−HK$1,148/mo
▼ 0.25% · 3.875%
HK$18,874
−HK$579/mo
Today · 4.125%
HK$19,453
baseline
▲ 0.50% · 4.625%
HK$20,636
+HK$1,183/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$38,906/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,364
−HK$1,100/mo
▼ 0.25% · 3.875%
HK$20,910
−HK$554/mo
Today · 4.125%
HK$21,464
baseline
▲ 0.50% · 4.625%
HK$22,595
+HK$1,131/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$42,928/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,966
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$22,649
−HK$694/mo
Today · 4.125%
HK$23,343
baseline
▲ 0.50% · 4.625%
HK$24,763
+HK$1,420/mo
Deposit HK$3.21M · loan HK$4.82M · min. income ≈ HK$46,686/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,436
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$25,092
−HK$665/mo
Today · 4.125%
HK$25,757
baseline
▲ 0.50% · 4.625%
HK$27,114
+HK$1,357/mo
Deposit HK$3.21M · loan HK$4.82M · min. income ≈ HK$51,514/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,626
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$26,424
−HK$810/mo
Today · 4.125%
HK$27,234
baseline
▲ 0.50% · 4.625%
HK$28,891
+HK$1,657/mo
Deposit HK$2.41M · loan HK$5.62M · min. income ≈ HK$54,468/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,509
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$29,274
−HK$775/mo
Today · 4.125%
HK$30,049
baseline
▲ 0.50% · 4.625%
HK$31,633
+HK$1,584/mo
Deposit HK$2.41M · loan HK$5.62M · min. income ≈ HK$60,098/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,948
−HK$2,067/mo
▼ 0.25% · 3.875%
HK$33,973
−HK$1,042/mo
Today · 4.125%
HK$35,015
baseline
▲ 0.50% · 4.625%
HK$37,145
+HK$2,130/mo
Deposit HK$803K · loan HK$7.22M · min. income ≈ HK$70,030/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,655
−HK$1,980/mo
▼ 0.25% · 3.875%
HK$37,638
−HK$997/mo
Today · 4.125%
HK$38,635
baseline
▲ 0.50% · 4.625%
HK$40,672
+HK$2,037/mo
Deposit HK$803K · loan HK$7.22M · min. income ≈ HK$77,270/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,824 · Scale 2, in force from 26 Feb 2026)