LTV · monthly repayment
▼ 0.50% · 3.625%
HK$183,062
−HK$11,480/mo
▼ 0.25% · 3.875%
HK$188,757
−HK$5,785/mo
Today · 4.125%
HK$194,542
baseline
▲ 0.50% · 4.625%
HK$206,380
+HK$11,838/mo
Deposit HK$40.14M · loan HK$40.14M · min. income ≈ HK$389,084/mo (50% DSR)
Upfront cash ≈ HK$43.55M (deposit + AVD stamp duty HK$3,411,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,655
−HK$11,003/mo
▼ 0.25% · 3.875%
HK$209,117
−HK$5,541/mo
Today · 4.125%
HK$214,658
baseline
▲ 0.50% · 4.625%
HK$225,973
+HK$11,315/mo
Deposit HK$40.14M · loan HK$40.14M · min. income ≈ HK$429,316/mo (50% DSR)
Upfront cash ≈ HK$43.55M (deposit + AVD stamp duty HK$3,411,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,675
−HK$13,776/mo
▼ 0.25% · 3.875%
HK$226,508
−HK$6,943/mo
Today · 4.125%
HK$233,451
baseline
▲ 0.50% · 4.625%
HK$247,655
+HK$14,204/mo
Deposit HK$32.11M · loan HK$48.17M · min. income ≈ HK$466,902/mo (50% DSR)
Upfront cash ≈ HK$35.52M (deposit + AVD stamp duty HK$3,411,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,386
−HK$13,204/mo
▼ 0.25% · 3.875%
HK$250,941
−HK$6,649/mo
Today · 4.125%
HK$257,590
baseline
▲ 0.50% · 4.625%
HK$271,168
+HK$13,578/mo
Deposit HK$32.11M · loan HK$48.17M · min. income ≈ HK$515,180/mo (50% DSR)
Upfront cash ≈ HK$35.52M (deposit + AVD stamp duty HK$3,411,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,287
−HK$16,072/mo
▼ 0.25% · 3.875%
HK$264,259
−HK$8,100/mo
Today · 4.125%
HK$272,359
baseline
▲ 0.50% · 4.625%
HK$288,931
+HK$16,572/mo
Deposit HK$24.08M · loan HK$56.20M · min. income ≈ HK$544,718/mo (50% DSR)
Upfront cash ≈ HK$27.50M (deposit + AVD stamp duty HK$3,411,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,117
−HK$15,404/mo
▼ 0.25% · 3.875%
HK$292,764
−HK$7,757/mo
Today · 4.125%
HK$300,521
baseline
▲ 0.50% · 4.625%
HK$316,362
+HK$15,841/mo
Deposit HK$24.08M · loan HK$56.20M · min. income ≈ HK$601,042/mo (50% DSR)
Upfront cash ≈ HK$27.50M (deposit + AVD stamp duty HK$3,411,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$329,512
−HK$20,664/mo
▼ 0.25% · 3.875%
HK$339,762
−HK$10,414/mo
Today · 4.125%
HK$350,176
baseline
▲ 0.50% · 4.625%
HK$371,483
+HK$21,307/mo
Deposit HK$8.03M · loan HK$72.25M · min. income ≈ HK$700,352/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$3,411,966 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$366,579
−HK$19,805/mo
▼ 0.25% · 3.875%
HK$376,411
−HK$9,973/mo
Today · 4.125%
HK$386,384
baseline
▲ 0.50% · 4.625%
HK$406,751
+HK$20,367/mo
Deposit HK$8.03M · loan HK$72.25M · min. income ≈ HK$772,768/mo (50% DSR)
Upfront cash ≈ HK$11.44M (deposit + AVD stamp duty HK$3,411,966 · Scale 2, in force from 26 Feb 2026)