LTV · monthly repayment
▼ 0.50% · 3.625%
HK$183,147
−HK$11,485/mo
▼ 0.25% · 3.875%
HK$188,844
−HK$5,788/mo
Today · 4.125%
HK$194,632
baseline
▲ 0.50% · 4.625%
HK$206,475
+HK$11,843/mo
Deposit HK$40.16M · loan HK$40.16M · min. income ≈ HK$389,264/mo (50% DSR)
Upfront cash ≈ HK$43.57M (deposit + AVD stamp duty HK$3,413,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,750
−HK$11,007/mo
▼ 0.25% · 3.875%
HK$209,214
−HK$5,543/mo
Today · 4.125%
HK$214,757
baseline
▲ 0.50% · 4.625%
HK$226,078
+HK$11,321/mo
Deposit HK$40.16M · loan HK$40.16M · min. income ≈ HK$429,514/mo (50% DSR)
Upfront cash ≈ HK$43.57M (deposit + AVD stamp duty HK$3,413,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,777
−HK$13,782/mo
▼ 0.25% · 3.875%
HK$226,613
−HK$6,946/mo
Today · 4.125%
HK$233,559
baseline
▲ 0.50% · 4.625%
HK$247,770
+HK$14,211/mo
Deposit HK$32.13M · loan HK$48.19M · min. income ≈ HK$467,118/mo (50% DSR)
Upfront cash ≈ HK$35.54M (deposit + AVD stamp duty HK$3,413,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,499
−HK$13,210/mo
▼ 0.25% · 3.875%
HK$251,057
−HK$6,652/mo
Today · 4.125%
HK$257,709
baseline
▲ 0.50% · 4.625%
HK$271,293
+HK$13,584/mo
Deposit HK$32.13M · loan HK$48.19M · min. income ≈ HK$515,418/mo (50% DSR)
Upfront cash ≈ HK$35.54M (deposit + AVD stamp duty HK$3,413,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,406
−HK$16,079/mo
▼ 0.25% · 3.875%
HK$264,382
−HK$8,103/mo
Today · 4.125%
HK$272,485
baseline
▲ 0.50% · 4.625%
HK$289,065
+HK$16,580/mo
Deposit HK$24.10M · loan HK$56.22M · min. income ≈ HK$544,970/mo (50% DSR)
Upfront cash ≈ HK$27.51M (deposit + AVD stamp duty HK$3,413,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,249
−HK$15,411/mo
▼ 0.25% · 3.875%
HK$292,900
−HK$7,760/mo
Today · 4.125%
HK$300,660
baseline
▲ 0.50% · 4.625%
HK$316,509
+HK$15,849/mo
Deposit HK$24.10M · loan HK$56.22M · min. income ≈ HK$601,320/mo (50% DSR)
Upfront cash ≈ HK$27.51M (deposit + AVD stamp duty HK$3,413,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$329,665
−HK$20,673/mo
▼ 0.25% · 3.875%
HK$339,920
−HK$10,418/mo
Today · 4.125%
HK$350,338
baseline
▲ 0.50% · 4.625%
HK$371,655
+HK$21,317/mo
Deposit HK$8.03M · loan HK$72.29M · min. income ≈ HK$700,676/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$3,413,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$366,749
−HK$19,814/mo
▼ 0.25% · 3.875%
HK$376,585
−HK$9,978/mo
Today · 4.125%
HK$386,563
baseline
▲ 0.50% · 4.625%
HK$406,940
+HK$20,377/mo
Deposit HK$8.03M · loan HK$72.29M · min. income ≈ HK$773,126/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$3,413,547 · Scale 2, in force from 26 Feb 2026)