LTV · monthly repayment
▼ 0.50% · 3.625%
HK$183,187
−HK$11,488/mo
▼ 0.25% · 3.875%
HK$188,886
−HK$5,789/mo
Today · 4.125%
HK$194,675
baseline
▲ 0.50% · 4.625%
HK$206,520
+HK$11,845/mo
Deposit HK$40.17M · loan HK$40.17M · min. income ≈ HK$389,350/mo (50% DSR)
Upfront cash ≈ HK$43.58M (deposit + AVD stamp duty HK$3,414,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,794
−HK$11,011/mo
▼ 0.25% · 3.875%
HK$209,260
−HK$5,545/mo
Today · 4.125%
HK$214,805
baseline
▲ 0.50% · 4.625%
HK$226,127
+HK$11,322/mo
Deposit HK$40.17M · loan HK$40.17M · min. income ≈ HK$429,610/mo (50% DSR)
Upfront cash ≈ HK$43.58M (deposit + AVD stamp duty HK$3,414,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,825
−HK$13,785/mo
▼ 0.25% · 3.875%
HK$226,663
−HK$6,947/mo
Today · 4.125%
HK$233,610
baseline
▲ 0.50% · 4.625%
HK$247,824
+HK$14,214/mo
Deposit HK$32.13M · loan HK$48.20M · min. income ≈ HK$467,220/mo (50% DSR)
Upfront cash ≈ HK$35.55M (deposit + AVD stamp duty HK$3,414,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,553
−HK$13,212/mo
▼ 0.25% · 3.875%
HK$251,112
−HK$6,653/mo
Today · 4.125%
HK$257,765
baseline
▲ 0.50% · 4.625%
HK$271,353
+HK$13,588/mo
Deposit HK$32.13M · loan HK$48.20M · min. income ≈ HK$515,530/mo (50% DSR)
Upfront cash ≈ HK$35.55M (deposit + AVD stamp duty HK$3,414,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,462
−HK$16,083/mo
▼ 0.25% · 3.875%
HK$264,440
−HK$8,105/mo
Today · 4.125%
HK$272,545
baseline
▲ 0.50% · 4.625%
HK$289,129
+HK$16,584/mo
Deposit HK$24.10M · loan HK$56.24M · min. income ≈ HK$545,090/mo (50% DSR)
Upfront cash ≈ HK$27.52M (deposit + AVD stamp duty HK$3,414,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,312
−HK$15,414/mo
▼ 0.25% · 3.875%
HK$292,964
−HK$7,762/mo
Today · 4.125%
HK$300,726
baseline
▲ 0.50% · 4.625%
HK$316,578
+HK$15,852/mo
Deposit HK$24.10M · loan HK$56.24M · min. income ≈ HK$601,452/mo (50% DSR)
Upfront cash ≈ HK$27.52M (deposit + AVD stamp duty HK$3,414,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$329,737
−HK$20,678/mo
▼ 0.25% · 3.875%
HK$339,994
−HK$10,421/mo
Today · 4.125%
HK$350,415
baseline
▲ 0.50% · 4.625%
HK$371,737
+HK$21,322/mo
Deposit HK$8.03M · loan HK$72.30M · min. income ≈ HK$700,830/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$3,414,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$366,829
−HK$19,819/mo
▼ 0.25% · 3.875%
HK$376,668
−HK$9,980/mo
Today · 4.125%
HK$386,648
baseline
▲ 0.50% · 4.625%
HK$407,029
+HK$20,381/mo
Deposit HK$8.03M · loan HK$72.30M · min. income ≈ HK$773,296/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$3,414,294 · Scale 2, in force from 26 Feb 2026)