LTV · monthly repayment
▼ 0.50% · 3.625%
HK$183,214
−HK$11,489/mo
▼ 0.25% · 3.875%
HK$188,913
−HK$5,790/mo
Today · 4.125%
HK$194,703
baseline
▲ 0.50% · 4.625%
HK$206,550
+HK$11,847/mo
Deposit HK$40.17M · loan HK$40.17M · min. income ≈ HK$389,406/mo (50% DSR)
Upfront cash ≈ HK$43.59M (deposit + AVD stamp duty HK$3,414,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,824
−HK$11,012/mo
▼ 0.25% · 3.875%
HK$209,290
−HK$5,546/mo
Today · 4.125%
HK$214,836
baseline
▲ 0.50% · 4.625%
HK$226,160
+HK$11,324/mo
Deposit HK$40.17M · loan HK$40.17M · min. income ≈ HK$429,672/mo (50% DSR)
Upfront cash ≈ HK$43.59M (deposit + AVD stamp duty HK$3,414,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,857
−HK$13,787/mo
▼ 0.25% · 3.875%
HK$226,696
−HK$6,948/mo
Today · 4.125%
HK$233,644
baseline
▲ 0.50% · 4.625%
HK$247,860
+HK$14,216/mo
Deposit HK$32.14M · loan HK$48.21M · min. income ≈ HK$467,288/mo (50% DSR)
Upfront cash ≈ HK$35.55M (deposit + AVD stamp duty HK$3,414,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,589
−HK$13,214/mo
▼ 0.25% · 3.875%
HK$251,148
−HK$6,655/mo
Today · 4.125%
HK$257,803
baseline
▲ 0.50% · 4.625%
HK$271,392
+HK$13,589/mo
Deposit HK$32.14M · loan HK$48.21M · min. income ≈ HK$515,606/mo (50% DSR)
Upfront cash ≈ HK$35.55M (deposit + AVD stamp duty HK$3,414,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,500
−HK$16,084/mo
▼ 0.25% · 3.875%
HK$264,478
−HK$8,106/mo
Today · 4.125%
HK$272,584
baseline
▲ 0.50% · 4.625%
HK$289,171
+HK$16,587/mo
Deposit HK$24.10M · loan HK$56.24M · min. income ≈ HK$545,168/mo (50% DSR)
Upfront cash ≈ HK$27.52M (deposit + AVD stamp duty HK$3,414,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,353
−HK$15,417/mo
▼ 0.25% · 3.875%
HK$293,006
−HK$7,764/mo
Today · 4.125%
HK$300,770
baseline
▲ 0.50% · 4.625%
HK$316,624
+HK$15,854/mo
Deposit HK$24.10M · loan HK$56.24M · min. income ≈ HK$601,540/mo (50% DSR)
Upfront cash ≈ HK$27.52M (deposit + AVD stamp duty HK$3,414,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$329,785
−HK$20,681/mo
▼ 0.25% · 3.875%
HK$340,043
−HK$10,423/mo
Today · 4.125%
HK$350,466
baseline
▲ 0.50% · 4.625%
HK$371,791
+HK$21,325/mo
Deposit HK$8.03M · loan HK$72.31M · min. income ≈ HK$700,932/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$3,414,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$366,883
−HK$19,821/mo
▼ 0.25% · 3.875%
HK$376,722
−HK$9,982/mo
Today · 4.125%
HK$386,704
baseline
▲ 0.50% · 4.625%
HK$407,088
+HK$20,384/mo
Deposit HK$8.03M · loan HK$72.31M · min. income ≈ HK$773,408/mo (50% DSR)
Upfront cash ≈ HK$11.45M (deposit + AVD stamp duty HK$3,414,790 · Scale 2, in force from 26 Feb 2026)