LTV · monthly repayment
▼ 0.50% · 3.625%
HK$18,324
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$18,894
−HK$580/mo
Today · 4.125%
HK$19,474
baseline
▲ 0.50% · 4.625%
HK$20,658
+HK$1,184/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$38,948/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$241,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,386
−HK$1,101/mo
▼ 0.25% · 3.875%
HK$20,933
−HK$554/mo
Today · 4.125%
HK$21,487
baseline
▲ 0.50% · 4.625%
HK$22,620
+HK$1,133/mo
Deposit HK$4.02M · loan HK$4.02M · min. income ≈ HK$42,974/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$241,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,989
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$22,673
−HK$695/mo
Today · 4.125%
HK$23,368
baseline
▲ 0.50% · 4.625%
HK$24,790
+HK$1,422/mo
Deposit HK$3.21M · loan HK$4.82M · min. income ≈ HK$46,736/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,463
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,119
−HK$666/mo
Today · 4.125%
HK$25,785
baseline
▲ 0.50% · 4.625%
HK$27,144
+HK$1,359/mo
Deposit HK$3.21M · loan HK$4.82M · min. income ≈ HK$51,570/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$241,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,654
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$26,452
−HK$811/mo
Today · 4.125%
HK$27,263
baseline
▲ 0.50% · 4.625%
HK$28,922
+HK$1,659/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$54,526/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$241,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,540
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$29,306
−HK$776/mo
Today · 4.125%
HK$30,082
baseline
▲ 0.50% · 4.625%
HK$31,668
+HK$1,586/mo
Deposit HK$2.41M · loan HK$5.63M · min. income ≈ HK$60,164/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$241,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,984
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$34,010
−HK$1,042/mo
Today · 4.125%
HK$35,052
baseline
▲ 0.50% · 4.625%
HK$37,185
+HK$2,133/mo
Deposit HK$804K · loan HK$7.23M · min. income ≈ HK$70,104/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$241,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,694
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$37,679
−HK$998/mo
Today · 4.125%
HK$38,677
baseline
▲ 0.50% · 4.625%
HK$40,716
+HK$2,039/mo
Deposit HK$804K · loan HK$7.23M · min. income ≈ HK$77,354/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$241,085 · Scale 2, in force from 26 Feb 2026)